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In order to obtain a bad credit loan a person has to have a credit score is 620 anything below that would be considered high risk.

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Q: What is the lowest possible credit score you must have to obtain a bad credit loan?
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Is 783 a good credit score?

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What is the lowest credit score a credit union will accept for a car loan?

660


Lowest credit score possible?

According to an article written in response to an interview with the head of Fair Isaac(FICO), the lowest possible score is 300. In contrast, the highest possible score is 850. Keep in mind that the higher the score, the more debt you have or have had in the past which in itself is a terrible thing. It's best to spend cash only and stay debt free. Just check out: www.daveramsey.com


How does a 678 credit score rank?

A score of 660 is generally considered the lowest "good" credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the 700s.