answersLogoWhite

0


Best Answer

First of all you should not let this happen. Most states allow you to formally exclude any driver (listed or otherwise) from a policy in order to avoid an adverse action on the policy. Second, if you have a valid driver's license you can always get insurance, maybe not at a price you are happy with, but you can get it.

User Avatar

Wiki User

โˆ™ 2005-10-14 02:18:01
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar

Add your answer:

Earn +20 pts
Q: How difficult will it be to get another insurance polycy if it was canceled because someone else had an accident on your car who is not on the policy?
Write your answer...
Submit
Related questions

Not paying insurance surcharge will it effect your credit score or will the insurance policy just simply be cancelled?

The surcharge is part of the bill and I imagine your policy would get canceled if not paid in full eventually. If it does get canceled you will find it difficult to get insurance through another company and they can ding your credit for non payment but usually that take a few months depending on the company.


What are the functions of insurance companies?

The function of insurance companies is to pay out if you are in an accident or require reimbursement after such as an accident caused by yourself or another person.


If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


How do you get an accident claim against own car when the car is fully insured?

Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.


How do you sue another persons insurance company for an accident that was your fault?

If the accident was your fault, the other party's insurerhas no duties owed you.


Do the police give the other driver in an accident insurance information of another driver?

Yes.


Will it help pay for a accident to another car if there wasn't car insurance?

What is "it"? The question is not clear.


When is liability insurance needed?

When you cause an accident that damages another vehicle or hurts someone


Can my license be suspended for not paying insuranc I placed on someone elses vehicle?

In most states an insurance company must report to the DMV of your state that your insurance is been canceled. This often results in your state suspending your drivers license unless you can prove that you do not have a vehicle, and that the reason your insurance was canceled was because you no longer have a vehicle. The license plate that was obtained for the vehicle must be returned to the DMV. If insurance was purchased for the vehicle from another insurance company, then you must provide proof that you have insurance from the new insurance company. If the actual owner of the vehicle bought insurance from another insurance company, then this should be easy to prove.


If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?

Yes,, That's what it's for. It pays for damages you caused to another.


If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.


How does the policy get canceled?

Lack of payment or too many collisions the insurance company has to pay for. If you want to cancel your auto insurance policy to go with another company, call your insurance company and tell them you want to cancel your insurance but be ready for them to try to persuade you to stay.


How do you sue another persons insurance company for an accident that was their fault?

You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.


If another person has car insurance and has an accident using your car which car insurance is used?

The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.


Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?

If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.


If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


How do you find out the insurance company of someone with just there lison plate number?

First, you cannot find out what insurance company another person uses as this is a privacy issue. If you have had an accident with this person, the insurance company will be listed on the accident report. This is your only option for getting the insurance company name, unless the person wishes to tell you.


How do you determine the value of scarring due to the negligence of another person in an accident when reporting it to the insurance company?

If someone is seeking damages from an injury as a result of an auto accident and they are not satisfied with the offer from the insurance company I would suggest that a lawyer be consulted.


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


Does uninsured motorist insurance pay if you hit a deer?

Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.


Hello ive had a small accident in my Chrysler which i am supposed to exchange with another car dealer next week have fully comp insurance and gap insurance can you give me advice on what to do?

call the dealer and insurance agent.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


What to do when you damage your vehicle backing up into another vehicle?

Most insurance companies will instruct you to call them first when you have an accident, unless there are injuries. You should call the police to get an accident report.


What if your insurance company drop you for an accident will another company be able to pull it up?

There isn't a database that I know of that records this information.