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What type of insurance policies are offered by Butler Insurance Service?
The Butler Insurance Service has many policies. They have auto insurance, homeowners insurance, life insurance and business insurance. However the policies differ from state to state.
What is extended replacement cost homeowners insurance and how does it differ from traditional homeowners insurance?
Extended replacement cost homeowners insurance is a type of coverage that pays for the full cost of rebuilding or repairing your home, even if it exceeds the policy limit. This differs from traditional homeowners insurance, which typically only covers up to a certain percentage above the policy limit.
Doer homeowners insurance cover robbery on the street?
Homeowners insurance usually covers personal possessions that are stolen during a robbery both in and outside the home, including on the street. However, coverage limits may apply, so it's best to review your policy or consult with your insurance provider to understand the specifics of your coverage.
How do individual health insurance and group health insurance policies differ?
Individual health insurance policies are purchased by individuals or families, while group health insurance policies are purchased by corporations. Group policies are generally cheaper on a per-capita basis than are individual policies.
If a fox bites someone on your property can you claim it on your homeowner's insurance?
No. A property owner is not be liable for the acts of a wild animal they do not own. Your homeowners insurance would offer no coverage. The persons own medical insurance would cover their injuries.AnswerAs all policies differ, read the terms, conditions and exclusions. Failing that, call the company that issued the policy.
Could I get reimbursed by insurance for a medically necessary power chair?
Coverages differ greatly between dental insurance providers. Some policies do in fact cover mobility scooters.
Can I get a student discount on my car insurance?
Policies differ sometimes, but a noteworthy GPA, and a call to your insurance company wouldnt hurt. They consider it a less of a risk to insure you, so worth a shot!
Does anyone have annual travel insurance and what are its benefits?
Travel insurance policies differ widely and are not standardized so you would need to read the policy to see what benefits are payable and when this would occur.
What are the best insurance companies for business vehicles?
Different insurance companies have various policies regarding the insurance your vehicle requires. Depending on the weight of the truck, you may need commercial truck insurance. Check with your current insurer, as it can also differ by state.
What are the key differences between VNB and other types of insurance policies?
Variable universal life insurance (VUL) and other types of insurance policies differ primarily in their investment component. VUL policies allow policyholders to invest in a variety of sub-accounts, similar to mutual funds, while traditional insurance policies do not offer this investment flexibility. This means that the cash value of a VUL policy can fluctuate based on the performance of the underlying investments, whereas traditional policies offer a guaranteed cash value. Additionally, VUL policies typically have higher fees and expenses compared to traditional policies due to the investment component.
Is state auto insurance mandatory in Florida?
In Florida, auto insurance policies differ greatly from other states. The required insurance includes Property Damage Liability, Personal Protection Insurance and Personal Injury Protection. Things such as Collision and Comprehensive coverage are not mandatory in Florida.
How does Spectra Life Insurance differ from Universal Life Insurance?
Universal Life Insurance is the one type of life insurance. This is a flexible version of life insurance where you get the savings element of whole life. Universal Life Insurance policies is the combination of death benefits with a savings component or cash value that is reinvested and tax deferred.
