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If the trustee meeting has occurred, contact your attorney and have him fine a new creditor with the trustee. If the trustee meeting has not occurred, you may add new creditors at this meeting.
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∙ 14y ago
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How do creditors find out you filed bankruptcy?
Creditor receive a notice from your BK from the BK court.
Can a creditor add an account to your bankruptcy when the account was opened after filing and you didn't include it yourself?
No, debts acquired after the filing cannot be included in the BK petition.
You did chapter 7 and went to court but you forgot about one person you owe can you still add them?
Yes you can re-open your BK to add a creditor. however, if it was a no asset case, there is no need to add them as their debt would be considered discharged.
What steps should be taken when a creditor breaks the automatic stay?
the BK Trustee should be notified that property has been seized by the creditor. Property cannot be repossesed while the BK stay is in effect. Usually a creditor has not violated the stay, but simply did not receive the BK notice before initiating the action. In which case the property is returned and no repossesion or attempt for collection can be implemented, until BK proceedings are finished. If the court finds the stay was violated willfullly it may take action (such as a fine) against the creditor.
Can someone file judgment on someone who filed bankruptcy and had it discharged 1 year ago?
It depends on whether that creditor was listed on Schedule F at the time of the filing. The filing of Bankruptcy (BK) doesn't in itself wipe out the debt: that debt must be listed on the list of creditors. If a debt was discharged under BK then the creditor(s) on the list of discharged debts cannot take any action against the Debtor: IT'S GONE FOR GOOD! That's what BK is for-- to give a fresh start. If the creditor was such at the time of filing and the debtor forgot to include that creditor on the list, he may be able to later add it on and have that debt also discharged. Now, if the debtor has since incurred a debt after the BK was discharged then that creditor can take action against the debtor.
Is your HELOC exempt during the filing of chapter 7?
No, its a creditor and must be listed in your BK petition.
How does a creditor do a motion of stay to be added to an individual bankruptcy?
All creditors are given notice of whenever a BK is filed. They have the option of filing to block the Bk proceedure for any debt owed them if they believe the debtor is able to pay. Usually this is done by a secured creditor.
Can the car lender reposses the car because of bankruptcy 7?
A creditor cannot reposses a car without BK court approval (i.e. relief from the automatyic stay). However, if you do not keep paying the car loan, a BK will allow a creditor to reposses the car.
What if the car repossessed got in a wreck?
If you buy a car, lend it to a friend and it get wrecked then you have to get it reposessed with a bk. What can the creditor do if the car is wrecked? Even after the bk can you be charged for missing or broken parts?
Can a creditor come after you 8 years later after a chapter 13 has been discharged?
If the debt was discharged in the BK, no.
Can creditor report car as repo 2yrs after BK discharged if reaffirmation was not entered in court although timely payments made for 2yrs after BK and creditor shows zero balance on credit report?
A creditor can report a car as repo and not correct it unless you call them. If it not their responsibility to make sure your credit report is right, it is yours. If you contact them, they must fix it.
Can you reopen a discharged chapter 7 BK due to the lawyers not listing my landlord as a creditor?
is this malfeasance on the lawyers part????
