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Have you tried mentioning calling your attorney next time they call? that usually stops them.

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15y ago
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Q: How do you address a creditor from calling someone that is a reference only in the state of Texas?
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How do I answer references name and address?

You have to ask someone (a previous employer for a work reference or someone who knows you well for a personal reference) if they are willing to supply a reference for you (this is the polite and courteous thing to do). If they are willing then you write their name and address on your application where this question is asked (stating whether the reference is personal or work related).


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A creditor is someone YOU OWE money to. A debtor is someone who OWES YOU money.


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A debtor owes someone else money. A creditor is owed money from someone else. So, a debtor owes a creditor. Or, a creditor is owed by a debtor.


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Distinguish between a debtor and a creditor?

a debtor is someone who owes you money and a creditor is someone who gives you credit for a service or supply of items


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