You don't. You have your insurance agent do that.
It is important for tenants of an apartment complex to have insurance on there personal property. Theft fire, and flood are among the biggest reasons to have such a policy.
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.
In the United States a condominium is a form of fee ownership of a unit in a multi unit complex. An apartment (sometimes called a flat) is typically a rental property consisting of a room or suite of rooms in a building containing a number of such dwellings.
They do have the right to make you get insurance.
Liability insurance covers third party lawsuits resulting from a contractors operations. This includes parties injured by faulty construction and also property damage resulting from faulty construction. Liability insurance DOES NOT cover the contractors property that is "their work" which needs to be covered by builders risk insurance. Construction insurance policies are complex so make sure you work with a construction insurance broker to get quotes and understand what you are buying. Policies can be written to exclude types of work, certain projects, certain types of claims, and prior work performed.
Loss assessment on a homeowner's insurance policy is protection against getting sued for a person being injured on the property. This is a common insurance that condominium owners need to protect themselves from lawsuits for someone being injured in the common areas of the condominium complex..
Yes, complex numbers obey the commutative property of addition.
Yes. It is the same as moving into a housing complex. It is a way of knowing you have all rights and access to the property.
Wine is a drink, a complex of many compounds solved in water; wine is not a material property.
Life insurance is a complex issue in community property states. Even if your husband has named beneficiaries, you may be entitled to an interest in the proceeds. See the link provided below for a very informative publication that you can read in its entirety. There is a section regarding beneficiaries other than the spouse.
Your landlord's insurance should take care of it. Legally your landlord is liable as they own the tree and supposedly should have had it checked and trimmed to prevent that.
The driver