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If you own the policy, then just call your insurance agent and have the deceased individual removed from your policy.

If the deceased owned the policy then you will need the death certificate as well as proof that you are the legal representative (Executor) of the estate before you can make changes.

Alternatively, you can just stop paying the premiums and it will cancel by default for non-payment.

Good Luck

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Q: How do you cancel auto Insurance on a family member that has passed away when there is no death certificate?
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The family member needs be excluded to keep your insurance in effect.


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To insure a loved one means to protect someone you love with life insurance. When a family member dies, life insurance will give cash to the family after their death, helping the family out even when that family member is dead.


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