If you believe a collection agency has done something illegal you you should contact an attorney. In some rare cases you can bring action through your State Attorney Generals Office, Federal Trade Commission, or the Consumer Financial Protection Bureau. If those agencies don't have a remedy than your only recourse will be to sue in either State or Federal Court.
Most laws regulating collection activity are Federal Laws (FDCPA, TCPA, etc) however many states have additional laws and thus some state courts would also have jurisdiction.
If you are simply disputing the validity of a given debt than the following actions should be followed. If you feel the debt is not owed and it is reporting to your credit, dispute it with the 3 major credit bureaus ( Equifax, TransUnion, and Experian). Then contact the collection agency via certified mail to dispute it as well and ask for proof that the debt is valid.
No, it is illegal for a collection agency to garnish or freeze your account for any reason. The only way your account can be garnishes is if you owe taxes or child support. If a collection agency threatens to do this, tell them that you are aware of the Credit Reporting Laws on this matter (there is legal ground for this matter).
A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.
If the bill is unpaid, a collection agency can attempt to collect forever if they choose to. Nothing illegal about it.
The commercial collection agency is used in debt collection in the event a debtor fails to.
If the bill was late enough to be sent to a collection agency, the collection of that bill has been turned over to that collection agency as well.
A Commercial Collection Agency is and agency that collects debt on behalf of their clients, same as a consumer collection agency, but a commercial collection agency collects business to business.
Norwegian National Collection Agency was created in 1990.
Norwegian National Collection Agency's population is 2,005.
if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.
Yes, Collection agency can do that. But contact a good collection agency like Guardian Credit Services, they know will how to deal with customers to get money
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
When a collection agency takes on a bad debt, in many cases they are "puchasing" the debt from the original creditor. When you then pay off the collection agency, your money will stay with that collection agency. This is the most common scenario, but some companies do have their own internal collection agencies (Capital One, for example, has their own collection subsidiary in Idaho - the Westmoreland Agency). Hope this helps!