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How do you change over from a non owners policy to a vehicle policy?
Wiki User
∙ 12y ago
Very simple. You just call your agent and let them know that you now own a vehicle. Usually you don't have to change the policy at all as the non-owners policy is just a normal auto policy without a vehicle listed. They will just add the new vehicle to the policy. Remember that the non-owners policy only has liability coverage on it so if you desire physical damage coverage you will want to make your coverage changes at the same time. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
Wiki User
∙ 12y ago
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If you are involved in a collision and your policy is only 10.000 but the other vehicle is totaled is the insurance company responsible for the amount over the policy?
Nope.
What if you give the wrong policy number when pulled over?
they will look it up and see your lying and tow your vehicle
Does geico car insurance carry over on a new add vehicle?
In the United States, If the vehicle is a replacement (trade-in) for the vehicle currently on your policy then it will generally be covered under the replacement rule so long as you follow the terms of your policy and notify the insurer within required number of days. If it is an additional acquired vehicle then generally it is not covered until you notify your insurer to add it to your policy.
Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
What is the affect of the protection policy to the aboriginal people?
Account for the change in government policy towards aboriginal peoples over time.
Can your dad insure your vehicle on his policy?
If and only if you live in his household and are a member of the immediate family. If you are an adult over 21 it is usually best for you to have your own policy. If you live in the same household then you both have to be listed on each others policy.
Does home owners insurance cover car running over animal?
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
Does comprehensive insurance cover vermin damage?
Does this involve a modern vehicle or are you referring to a "collectible" vehicle on a special Antique Vehicle policy? Assuming you are talking about a 'modern' vehicle, the answer may be most likely be "no." That is because vermin damage usually occurs over time and is not one "event" like a fire or a collision. Thus, most policies exclude such destruction occurring over time. To be sure, get your policy out and read it. The answer lies there. Also, be aware that different insurance companies may have different restrictions or exclusions in their policies. Not all carriers have the same exact policy.
Will it be cheaper for me to add the new car to my current policy or for me to get a new policy to cover both cars?
It all depends on the insurance company you are with, each is different. In most cases it is cheaper to add a vehicle to existing insurance policy rather start over with another insurance policy.
How long do Subaru owners keep their vehicle?
Subaru owners keep their vehicles an average of three years.
What does principal driver on automobile insurance policy mean?
The principal driver is the person who drives the vehicle over 50% of the time. This is the main driver of the vehicle and the person who will be rated as the driver for computing the cost of the insurance.
Why is it important to choose a good lubricant over a cheaper one for a car?
If the lubricant meets or exceeds the requirements listed in your owners manual for that vehicle, the price is secondary.
