How do you find Commercial Liability providers?
Contact an insurance broker who can spend the time to understand the risks your business generates, then helps you understand what policies are available to cover those risks.
Almost all brokers write general liability for businesses but it isn't a bad idea to seek out a specialist if you have a unique or high risk business you are seeking coverage for.
It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.
The commercial general liability policy provides coverage for liability not contents. If you only have the CGL then there is no contents coverage. Commercial policies are generally put together by adding different policies as needed for particular coverages. There are many different commercial policies that you can combine to become your complete commercial insurance coverage. Discounts are given for combining the policies. Some of the commercial policies available are commercial general liability, commercial auto, commercial…
From the website: 'This Law recognizes use of electronic commercial and non-commercial transactions and electronic signature; prescribes penalties for piracy of protected materials through the use of telecommunication networks and for hacking of computer programs; and prescribes grounds for liability of service providers'.