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You need to do some research. In some jurisdictions, homestead exemptions are automatic for the primary residence. In others a Declaration of Homestead must be executed by the homeowner and recorded in the land records to be effective. You can try an online search for your state by using the state + homestead exemption. That would provide you with information about the procedure in your state. That should tell you whether it is automatic or whether you need to record it yourself. You could also try to get some preliminary information about your state at the related link provided below.

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Q: How do you find out if your house has been recorded as homestead?
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