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All agreements made by owners with each other are written in the governing documents.

You can locate the CC&Rs -- covenants -- in the local land records office. An owner, the association manager or a board member may be able to supply copies of the governing documents to you, if you qualify as a person entitled access to them. You can expect to pay for your copies.

Also you should always make certain that what you are provided has recording information on its face to prove it is the official version. You may be able to access that information online and print copies of the recorded versions. An unrecorded copy may not reflect the most current information.

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Q: How do you find out what the covenants are for a particular HOA?
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Use small claims court for infractions of hoa covenants against neighbor?

Infractions of HOA covenants are enforced by the HOA. If the HOA has failed to enforce its covenants, your efforts are best directed toward them. You can hire an association-savvy attorney who represents owners to help you.


What if HOA covenants are more restrictive than the city ordinance?

Then, in fact, the covenants are more restrictive. When you purchased your property, you agreed to abide by the governing documents -- including the covenants. If you want to campaign to amend the covenants, you can read your governing documents and follow that process.


How can a homeowners' association be removed from a deed?

Generally, procedures for abandonment of the homeowners' association (HOA) are found in the HOA covenants. These procedures would have to be followed unless they were not consistent with state law. If the covenants do not address disbandment of the HOA, then applicable state law would govern. In any case, if you are looking to remove a HOA, you should talk to a real estate attorney.


Who enforces the covenants?

In an association of a common interest community, whether co-op, HOA or condominium, the governing documents provide a process for covenant enforcement. Usually, covenants are enforced by the board. There is no standard process.


What should you do if your homeowners' association requires that you paint your house even though painting is not necessary?

First of all, get a certified copy of the recorded covenants. You can get a copy for a nominal fee at your county courthouse. Do not accept a random copy from the homeowners' association (HOA), as such copies are often outdated and/or incorrect. Then, ask the HOA to tell you which specific section of the covenants requires that you paint your house at this time. Once they tell you, read that section and see if it pertains to you. If yes, then paint your house. If no, then write a letter to the board stating that you do not believe that you should have to paint your house. Be sure to cite the wording of the covenants in your letter. I suggest sending it certified mail, or hand delivering it to the HOA board secretary. You might also attend the HOA's board meeting and state your case. In either event, be polite to the HOA and its officers but stand firm on your position. If, after the above process, the HOA still demands that you paint your house, you may need to seek the counsel of a real estate attorney. If possible, do not hire an attorney unless and until a lien has been filed against your house by the HOA, or the HOA has initiatied a lawsuit against you.


Can you legally remove yourself from a HOA?

This depends on the CC&Rs, Bylaws and other governing documents of the HOA you are trying to get out of. Odds are, you can't get out for any reason other than by the approval of a majority of the homeowners in the association. An easier way to get out of a HOA is to sell your home and buy another home not governed by a HOA.


What are HOA's rights to enforce covenants?

HOAs typically are responsible for enforcing the covenants, conditions, restrictions, rules, etc. of a condominium, townhome, cooperative or even single family homeowners' association. The organic document, usually called a "declaration", specifies the rights the HOA has and the tools that the HOA can use to do so, usually in the sections that constitute the "by-laws" of the Association. The by-laws are similar to those granted to a corporation. Depending on the jurisdiction (State), these tools include: the right to impose fines that, after being unpaid long enough, can allow the HOA to file a lien against a unit that, if unpaid, could result in the HOA being able to foreclose on the lien and have the unit sold to pay the fine; the right to file a lawsuit directly if the owner's breach of the covenant is bad enough, that could result in the granting of injunctive relief that could either require the owner to stop doing something or force the owner to do something, and may also be accompanied by a claim for money damages; alternatively for failure to pay fines or perform obligations, after a period of time the HOA may have the right to evict the owner and rent the unit to someone who will comply with the covenants. During the "sell-out" period, when the developer may still control the HOA, declarations typically give the developer slack on things like the right to hang signs ("for sale"....) or other marketing type things, or enforce or not enforce certain covenants, so that the development can be sold out quickly enough and then the owners can control the HOA. You really have to look at your State's laws as to HOA rights, and then look at the particular declaration for which rights have been given.


You live in a gated community but your HOA hasn't closed the gate for months The HOA fee hasn't changed What can you do?

I suggest you contact the members of the HOA board. There is no law that the gate must be closed, or that the dues must be lowered if the gate remains open. Check the covenants to see whether there are any provisions about the opening or closing of the gate. You may have to attend the next meeting of the HOA to discuss the issue. Remember that being involved in the HOA makes your community a better place for everyone.


Can HOA file a lien against a bank which holds the mortgage on an abandoned property if the Covenants say that the Assoc can file a lien against a homeowner if assessments are not paid in time?

In this case, apparently, the bank is the owner. So yes, the HOA can file the lien against the bank's ownership of this unit.


Can a HOA create covenants and restrictions years after original shares are sold?

The association may lead a task to amend the original CC&Rs. The existing documents outline this process.AnswerThe authority to make or amend restrictions, rules and regulations or by laws is generally reserved to the HOA in the recorded document that created the HOA. You need to review that document and any document you signed at the time of your purchase.


What is the difference between sheds and storage buildings in HOA covenants?

These terms require interpretation. The association's counsel is best prepared to define these terms within the context of the association in question. There is no standard.


In Florida how much can a HOA charge in fees for paying HOA fees late?

You can find the answer you want in your governing documents.