You can find the answer you want in your governing documents.
yes
Yes, if you pay your car payment at a car dealers office they will charge a late fee. Anytime a payment is late, the dealer has a tight to charge late fees.
no. late fees are actually illegal. more to come.
Yes.
If it so states on your lease, your Apartment Complex (Landlord) can charge fines and fees other than late fees, for example, for improper disposal of your garbage; emergency access if you don't have your key, etc.
Provided the account was indeed discharged and the late fees were generated after the discharge, the answer is no.
they dont. if a bank does this it is not legitimet
Late fees can be incurred for utilities payments that are not made on time. These terms will vary depending on what utility company is used, and they should be contacted to learn what late fees and penalties they charge.
Common ones are - monthly interest, and late payment fees.
Review your governing documents to determine when late fees are charged. When you pay your assessments on time, there is no late fee; when you pay your assessments late, you pay a late fee. Late fees incurred for paying your assessments late are debts that you owe. You may be able to negotiate with your board to reduce the amount of late fees you incurred, if you have special situations. However, the decision of the board is final.
Read your governing documents to determine the process and structure of late fee charges. If you are behind one month, and the late fee is $30 per month that you are behind, and you continue to pay one month late, it's reasonable that you are fined $30 for each month you remain behind in paying your assessments. This means that if you pay late for 12 months, you can accumulate $360 is late fees over the year, plus the assessment amounts you owe.
In NY, landlords can charge reasonable late fees to tenants who are late on their rent if this is disclosed in the lease agreement.