In NY, landlords can charge reasonable late fees to tenants who are late on their rent if this is disclosed in the lease agreement.
It would depend on the requirements of your new landlord. Since rents are ussually paid in advance it is not like the landlord is issuing credit. The landlord may want to validate the renter ablility to pay and payment history to insure the landlord is renting to someone he will not have to evict in 30 days. Contact the landlord and let hime/her understand your situation.
It is generally safe to give a landlord your bank account information. They are usually responsible and need it for credit checks or guarantees of payment.
Yes. Obviously the co-signer was protecting their credit by paying the rent.
Before moving into a new home, you will generally need a letter of rent payment. This payment letter, or reference letter, lets your potential landlord know that you have a history of making payments on time. Your credit history and rental history are usually used to determine how much your deposit will be. Keep a copy of rental references from each location in which you live just in case your previous apartments go out of business or you lose contact with a previous landlord. Those with poor credit, no credit or scattered work or living history may be able to convince a landlord to give you a chance with your new home if you have someone to vouch for you. The letter lets the landlord know that you made sure your duties as a tenant were met each month regardless of anything else that happened. If possible, ask the person writing to note if payments were made on time without penalty and that you took care of the property as agreed.
Explain the situation clearly
of course. i have a joint line of credit with my ex. Under the separation agreement, he took over the line of credit. He delays the minimum payment for one day. The bank threatens to withdraw the minimum payment plus penalty from MY PERSONAL BANK ACCOUNT.
Death penalty.
credit payment safe batch
The terms depend on the credit situation of the particular borrower and the down payment that he/she is able to make.
Anyone who requests a credit report must get your prior permission. This includes a landlord. You must provide he information the landlord needs before they can legally get a credit report, but this is a requirement for a lot of landlords before they will rent you their property.
Faster payment credit Faster payment credit
y yes it can