You just ask them, If they believe you have a valid claim then it's likely no problem for them to give you the information.
If your just under the impression they are somehow liable and they do not agree with you, it might be best first to ask an insurance professional or an attorney for their opinion on liability.
If you have already consulted with a professional and they still won't divulge the information you will have to sue them. You will discover the name if the insurer when they respond to your notice of suit.
Bear in mind though that just because something happened on someones property or due to something from their property, contrary to popular opinion, a home owner is not liable for everything that happens on the property. A homeowner is also not liable for an act of nature such as felled trees or windblown debris.
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If they will not tell you and the county/city doesn't require this information and I doubt they would. You will likely have to file suit (small claims or get an attorney), to get this information.
No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.
Yes. That is part of your claim against them. However, if you filed with your insurance company, you gave up your right to pursue them for damages. Generally speaking, your insurance company will pursue the other party's insurance company and if the other company pays, that payme usually includes your deductible.
If you mean can you pay for the other persons ( the owners ) insurance policy yes. If you mean can you insure it for yourself no.
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Yes.
No. A property owner is not be liable for the acts of a wild animal they do not own. Your homeowners insurance would offer no coverage. The persons own medical insurance would cover their injuries.AnswerAs all policies differ, read the terms, conditions and exclusions. Failing that, call the company that issued the policy.
You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.
If you intend to file the claim against the other persons policy then no you don't have to call your company. As long as the other company is accepting liability for the damage then there is no reason to involve your own company.
You will have to call the insurance company in order to find out if the policy is in force. You will also have to be the owner of the policy or the administrator or executor of the estate of the insured to find out. Otherwise it is against the privacy laws for you to inquire about another persons financial affairs.
Yes, Either owner of a property can purchase a home insurance policy. It is recommended however, that you list all persons with a financial interest in the property as an insured on the policy.
Im looking into starting my own security company and may employ persons with concealed weapons permits....how do obtain insurance for such business?
I will have to have a lot more information than this to know why a homeowner's policy would possibly cover money owed to someone else. This sounds like an issue for court not for a homeowner's claim.