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How do you find someone that will refinance after chapter 7 without waiting 2 years?
Wiki User
∙ 11y ago
Refinancing is a very tricky and risky deal for any bank. There are lending companies that may do it but you are going to pay very high interest. Remember, you filed bankruptcy and screwed everyone you owed money to in the process. Banks and lending institutions do not like that. THe only way to find out isd to call banks and lending companies to find out.
Wiki User
∙ 11y ago
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How do you remove someone as a co-borrower on a mortgage?
Refinance the lending agreement without the person's being a participant.
How can you refinance your home for a lower interest rate while in a chapter 13 bankruptcy if you do not want to pay off the bankruptcy and do not want to 'cash out'?
While participating in a chapter 13 the petitioner cannot refinance, sell, transfer or otherwise real property without receiving permission from the bankruptcy court/trustee to take the action. Therefore the issues cited are not relevant until/unless permission is granted.
In basketball when someone runs and then shoots without waiting whats the shoot called?
a lay up.
How can i make someone refinance a loan to take me off as a co-borrower?
You cannot "make" anybody else do anything they do not wish to do. About all you can do is "suggest" that they refinance ... until then, you are just as liable for the debt, and there is little that can be done without taking the other person to court.
I want to refinance and pay down my existing mortgage by nearly half, in order to make my monthly payments smaller. Can I do this with a "no cost" refinance and not borrowing any money in the refinance?
I think if you can effort for it you can have a refinance without borrowing the money.
What did he find when he went back for them?
He found that they had left without waiting for him.
Can your cosigner refinance your car without your permission?
No. As the one who originally took out the loan, they cannot refinance your car loan without your permission. The only thing they can do (and have to do) is to pay your payments if you default on the loan.
If your wife is in a Chapter 13 plan and is the borrower on the mortgage can the husband apply for a refinance loan to pay off the first mortgage?
Yes! The only thing is the chapter 13 will have to be discharged at closing. Depending on how long she has been in the bankruptcy, this may not be a big hassle. It is impossible to refinance a home in a chapter 13 without the BK being discharged. For more information, please feel free to email me at Travis.Fleury@gmail.com. I work for one of the largest direct private mortgage lenders in the country, i'd be glad to help answer any other questions.
Can you refinance home equity loan without touching the first loan?
That's what a refinance is changing the terms. However, if you have equity, can get a 2d as alternative.
How do you get your ex off of the mortgage without refinancing?
You can't. You must refinance.
How can I refinance my mortgage without a job?
get a job u lazy heffer
Can you refinance during Chapter 13 without creditors taking your money if their debt has been satisfied?
Yes. It certainly depends on how long you've been in the chapter 13. Most states say if you have been in the chapter 13 for more than 3 years, you will only have to pay back a percentage of the original balance of the bankruptcy. If you have been in the bankruptcy for less than 3 years, most states make you pay back the bankruptcy in full (100% of the original claims). If a creditor was included in your bankruptcy and they have been paid, you may refinance out of the bankruptcy without the creditors taking your money. Some things to keep in mind: in order to refinance, you have to be granted a "motion for post-petition financing" from the courts. This can take up to 2 months. Once that is granted, your refinance can be completed. Most people have an approval on their loan with a new mortgage company with the only stipulation being that the motion is granted by the court so that there is essentially no lag-time.
