Call 1-800-4FedAid
You can consolidate your defaulted student loans and receive an income sensitive repayment. This low monthly payment will fit your budget. You also will be eligible for deferment and forbearance if you can't afford to pay anything. This company can help you consolidate: www.defaultms.com
File a dispute with the credit reporting agency.
Whenever I am helping a client with a collection agency, the first thing I do is try to contact the state agency that licenses collection agencies. I also try searching on Google and that usually works.
Looking for a Collection Agency, involves to know what type of debt collection service is need it. For Commercial Collections or Consumer Collections it can be found on sites that regulate the collection industry like:The Commercial Law League of America ('CLLA'),ACA InternationalAlso is very important when you choose a Collection Agency look for an agency that is familiar with the collection laws on the state that apply the bad account.
That depends. What's your involvement with the business and why? Experience: I own a collection agency.
The collector will write you a letter.
Any collection agency can, in theory, sue you anywhere they can find you. Whether or not they have jurisdiction or a valid claim and whether you have defenses would depend upon the circumstances.
I recieved a call from a collection agency but not able to find any info on the company. How do I know its legit? Company is Action Collects. Company was very rude with a customer that is willing to pay balance in full.
They'll find you! Check your credit report, chances are the collection agency name and address is lurking!
Once a debt is handed over to a collection agency, it's typically out of the original creditor's hands. However, it may be possible to negotiate with the creditor to recall the debt from the collection agency, but this process can be challenging and may require convincing the creditor of your ability to repay the debt directly. It's advisable to communicate directly with both the creditor and the collection agency to explore your options and find a resolution.
Contact the credit reporting agency from where you got the report. They have the contact information and can provide that to you upon request.
You have to be served in most states, be careful some private processors lie and say they serve you and then you'll never know, receive a court date, don't show and get a default judgment on you.
Call the Dept of Education help line at 1-800-4FEDAID