Criteria for getting a cell phone is much more relaxed than requirements for something like a mortgage or car loan. Many companies issue phones regardless of your credit score.
If the company rejects your application then consider a pre-paid or pay-by-use phone. They can be obtained at many stores & gas stations and require no credit check.
If you are looking to get a cell phone plan, having poor credit may require the cell phone company to collect an upfront deposit from you. Not paying your cell phone bill on time will go on your credit report with unsatisfactory results. However, always paying your cell phone bill, and always paying it on time will not get reported to the credit bureaus; and thus will not positively affect your credit.
577 is a fairly poor credit score. To have a credit score that is acceptable, you want your score to be between 620-680.
520
A 620 credit score hinges on poor.
Someone with a poor credit score should be able to lease a car.
Poor
520
There are lots of places where someone can get a loan if he has a poor credit score. Some of these places are Spring Finance, Blemain Finance and Midland Credit.
The highest credit score one can have ranges from 760-850. A poor credit score would be in the range of 500-579. Poor credit ratings can prevent one from obtaining mortgages and approvals on loans.
no
Having a poor credit score impacts one's ability to get a credit card and even a mortgage. If one is still able to get a credit card, the interest rate is likely to be higher and the credit limit lower.
Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.Of course. Your "credit" score will be lowered if you become a debtor who doesn't pay your debts. Your credit score is based on your behavior as a person who owes money. If you don't make your payments on time you are a poor credit risk.