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How do you get a collection agency to stop calling you about an account that is not yours?
Wiki User
∙ 8y ago
The Fair Debt Collection Practices Act 15 USC, Section 1692c(C) CEASING COMMUNICATION reads "If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or the consumer writes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer..."
So the magic phrase is "in writing". This type of letter is known as a "cease & desist" letter or C&D. Collection agencies only have to obey this provision of the law when it is in writing. Send your letter via certified mail, return receipt requested. If the collection agency contacts you again, you can sue them for violation of the law. You might also want to dispute this debt at the same time.
Wiki User
∙ 8y ago
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Can the IRS levy a bank account that is not yours but you are the trustee for that account?
No.
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
How many times can a collection agency report the same collection to one credit reporting agency?
I just went through a bankruptcy in Pennsylvania. as far as i know (and I'm no lawyer) is only once. i signed up for one of these credit verification services through one of my credit cards they send you a copy of your credit report every quarter of a year and get all of those extra reports and stuff, that may not even be yours off your credit report. i hope i was of some help
How do you write a dispute letter to a creditor if the account is not yours?
If the account is not yours, you must have some connection to the person whose account it is, otherwise you would have no reason to be writing to the creditor. Therefore, you explain, I am writing to you on behalf of (whomever it is) because I am (his lawyer, his son, his secretary, etc.) and then you just proceed with your letter. There is nothing unusual about this, people write on behalf of other people all the time.
How do I find out why you have taken money from my account?
A person can not get money out of your account without a check from you or your debit card. They cannot get money from your saving account at all if their name is not on the account, because a savings account is non-negotiable. A company on the other hand can get money from your account with a court order, your bank is suppose to give you every bit of information as to why they had to release the money, who got it, their telephone number as well as an address. Please don't ever think if you owe a state agency they will not take your money, this includes student loans and state owned medical centers, they will also take your tax refund and garnish your wages. The only money that can't be touch is your child support money, because it is not yours it belong to the children.
How do you stop a collection agency from harassing you for someone elses debt who happens to have the same name as yours?
The next time the collection agency calls you, you need to let them know they are calling the wrong person. You should also ask for the manager.
Collection agency is requesting payment that is not mine?
This would put a big red flag for me ... suspect stolen identity. You should be calling that agency toot sweet ... see what the debt is for and provide some proof that the debt is not yours.
Do you have to pat a collection agency?
Assuming you mean "pay" instead of "pat," the answer is no. However, if the debt is yours - you can be sued for it. And if the collection agency wins, you can have your wages garnished or your checking account. Keep in mind that each state has a different statute of limitations (SOL) for debt, and collection agencies often try to collect on debt that is past the SOL. Once it is past the SOL, you cannot be sued for it.
How much does a single collection account affect your credit score?
a account where it is only yours and nobody elses only u can take out money from that account a account where it is only yours and nobody elses only u can take out money from that account
Can bank account be garnished if filed by collection agency rather than original debtor?
Yes, it can be garnished by a collection agency (CA). What happens is that the original credit sells the debt to the CA. Then the CA owns the debt. The CA tries to collect from you. If you don't pay, they can sue you. If they sue you and win a judgment, they can garnish your wages. Of course, the CA may be suing you for debts that are not yours or where the statute of limitations has expired! Learn your rights by reading up on the FDCPA.
How can you change someones account to yours?
hacked it to make it yours
Can the IRS levy a bank account that is not yours but you are the trustee for that account?
No.
What is Berlin promotion agency's motto?
The motto of Berlin promotion agency is 'It's our business to promote yours'.
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
How do you hack a feral heart account?
You would not hack into this account. It is not legal or ethical to hack into any account that is not yours.
I have an account with verizon mifi and I have to find out how much usage I have left yours susan zy?
I have an account with verizon mifi and I have to find out how much usage I have left yours susan zyla thank you
How many times can a collection agency report the same collection to one credit reporting agency?
I just went through a bankruptcy in Pennsylvania. as far as i know (and I'm no lawyer) is only once. i signed up for one of these credit verification services through one of my credit cards they send you a copy of your credit report every quarter of a year and get all of those extra reports and stuff, that may not even be yours off your credit report. i hope i was of some help
