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How do you get a loan when you don't have a cosigner and don't know your credit status?
Wiki User
∙ 17y ago
As to your credit status--you can request a copy of your credit reports from each of the repositories on the internet. Just type in "credit reports"- pick one that will give you all three at once or get one at a time. It will cost you to get your scores so be prepared. When you get your report, there will explanations for everything on it. As far as getting credit, go to your bank/credit union--hopefully you have been with them a while. Talk with a loan officer and state your case. If you want to buy a car and use it for security, make sure it is a car that doesn't lose it worth quickly. If you just want to just borrow some money, start with a small amount--pay that back and then start again. It won't take as long as you think. Good luck.
Wiki User
∙ 17y ago
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Can a cosigner help your credit?
from what i know when you sign on a cosigner you hand your item to them so if you make good payments it builds their credit if you fail to make payments it hurts their credit but it is a good way to start.
I have bad credit and want to apply for a credit card I have a cosigner Where can I apply?
ITS not that I dont have bad credit, I want to know if I could get an larger amount on my card to buy a washing machine from you including delivery & taxes??
What are the three c's of a credit card?
Its theftYou cant have it if you dont have a credit cardWe dont know you!
When is co signer required to take over student loan payments?
The co-signer is fully responsible for paying the loan and, therefore, they should take over the payments immediately to prevent damage to their own credit record.Cosigners should make certain they know what their obligations are before they sign. A person who has poor credit or no credit record needs a cosigner when they borrow money. A cosigner is a person who accepts the responsibility of repayment of a loan along with the primary borrower. The lender requires a cosigner to increase the chances that it will be repaid. The cosigner is sometimes referred to as the guarantor because they guarantee the full repayment of the loan in the event the borrower defaults. The cosigned loan will appear as a debt on the cosigners credit record.The co-signer is fully responsible for paying the loan and, therefore, they should take over the payments immediately to prevent damage to their own credit record.Cosigners should make certain they know what their obligations are before they sign. A person who has poor credit or no credit record needs a cosigner when they borrow money. A cosigner is a person who accepts the responsibility of repayment of a loan along with the primary borrower. The lender requires a cosigner to increase the chances that it will be repaid. The cosigner is sometimes referred to as the guarantor because they guarantee the full repayment of the loan in the event the borrower defaults. The cosigned loan will appear as a debt on the cosigners credit record.The co-signer is fully responsible for paying the loan and, therefore, they should take over the payments immediately to prevent damage to their own credit record.Cosigners should make certain they know what their obligations are before they sign. A person who has poor credit or no credit record needs a cosigner when they borrow money. A cosigner is a person who accepts the responsibility of repayment of a loan along with the primary borrower. The lender requires a cosigner to increase the chances that it will be repaid. The cosigner is sometimes referred to as the guarantor because they guarantee the full repayment of the loan in the event the borrower defaults. The cosigned loan will appear as a debt on the cosigners credit record.The co-signer is fully responsible for paying the loan and, therefore, they should take over the payments immediately to prevent damage to their own credit record.Cosigners should make certain they know what their obligations are before they sign. A person who has poor credit or no credit record needs a cosigner when they borrow money. A cosigner is a person who accepts the responsibility of repayment of a loan along with the primary borrower. The lender requires a cosigner to increase the chances that it will be repaid. The cosigner is sometimes referred to as the guarantor because they guarantee the full repayment of the loan in the event the borrower defaults. The cosigned loan will appear as a debt on the cosigners credit record.
What is the credit system of the Philippines?
There is no credit system in the Philippines, They dont even know what is a credit system
What is a credit system of the Philippines?
There is no credit system in the Philippines, They dont even know what is a credit system
What were the level of social status in ancient Egypt?
i dont know ask someone else
When does the bank require a cosigner?
The banks want to know that they will get the money that they are owed back. Too many people today fail to pay back loans for a variety of reasons, both honest and dishonest. If you do not have an established, suitable credit history, a bank has no way of knowing if you are a good credit risk (reliable in paying your debts). By having a cosigner with the appropriately established credit history, if you fail to pay the loan, they can make the cosigner pay the loan. That is what the cosigner is singing for, to pay back the loan if you fail to do so. If you loaned money you would want to make sure you got money back, wouldn't you?
What happened to the status of America after the dropping of the A-bomb?
I dont know ask your teacher
What is Stephen Harper relationship status?
i dont know. maybe you can ASK HIM IN PERSON?
What is the resident tuition for 3.0 credit class at UVSC?
HE HE! i dont know!
What is the socioeconomic status of the Philippines during Spanish period?
i even dont know.. 09261251294
