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Contact an agent some states allow/offer 'drivers' insurance coverage/polices.
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∙ 16y ago
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Why will insurance company not test drive my auto which is being repaired?
Insurance co. are not required to test drive any vehicle.
Can you get auto insurance without an auto?
It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.
Is it necessary for a college student to have auto insurance coverage when they do not drive?
No, Auto Insurance is required to Operate a motor vehicle on public roads, If the College student does not drive, then it is not necessary to have auto insurance nor is it necessary for them to have a drivers license.
Do you have to have insurance to purchase an auto?
You do need to have insurance to actually purchase an auto. You will however need auto insurance to drive the car off of the lot. Insurance is also required prior to registering a vehicle.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
In NJ if you have a valid drivers license but never drive do you still have to have insurance?
Do you own a vehicle that is driven? If so you would want to have that vehicle insured. Otherwise, no, I see no reason to have auto insurance if you do not own a vehicle and NEVER drive.
Do you need to be on someones auto insurance to drive a vehicle?
Insurance will cover any licensed driver with permission to borrow the car.
Can your employer ask for your vehicle insurance to drive their vehicle?
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
Do all drivers need auto insurance?
No, but if you wish to actually drive a vehicle, you will need to have insurance on that vehicle. A driver must also have a valid driver's license. Anyone who wishes to drive a car on a public street needs to have that vehicle registered and licensed as well as having liability insurance on that vehicle.
How many days after buying a car do you have to purchase auto insurance?
You should not drive this vehicle at all on public roads without insurance.
What is the meaning of standard auto insurance?
Standard auto insurance generally refers to the basic car insurance one needs in order to legally drive a vehicle. Often, standard insurance is acceptable for most drivers.
What are some of the benefits of non owned auto insurance?
The benefits of non owned auto insurance apply primarily to people who want to drive a vehicle sometimes but do not want to own a vehicle. Coverage will still be given to drivers even if they don't own the vehicle.
