Asked in Law & Legal IssuesCar BuyingInsuranceAuto Insurance
Law & Legal Issues
Car Buying
Insurance
Auto Insurance
How many days after buying a car do you have to purchase auto insurance?
Answer

Wiki User
January 17, 2008 5:33AM
You should not drive this vehicle at all on public roads without insurance.
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How long can you drive after buying a car without auto insurance in Georgia?

You cannot drive a vehicle without insurance for any time. This
means you must purchase insurance before you put the vehicle on the
road or you are immediately in violation of state law. You also
cannot purchase a tag and registration in Georgia without having
insurance. The state has a computerized system that keeps up with
insurance and registration. Many police vehicles are now equipped
with a system that works like radar except that it tells whether
you have current insurance and whether or not your registration is
current. I had a client parked at work whose insurance had
cancelled two days earlier but she was ticketed at work for not
having current insurance.
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If you already have full coverage auto insurance, there is no
need to purchase additional insurance for your rental car. The only
event where you would need the insurance from EZ Car Rental, was if
you were to get into an accident, they would cover the cost of the
time lost for the rental. If you don't purchase their insurance and
get into an accident, you will have to pay for the days they are
out money for not being able to rent the car out.
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Can you get insurance after your phone breaks?

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through a phone call after you buy the phone. If it is a contract
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A Consumer's Guide to Understanding New Jersey's Auto Insurance Requirements?

New Jersey's auto insurance laws feature unique provisions that
give drivers much leeway in how they obtain auto insurance
coverage. Many drivers take advantage of this freedom to choose an
auto insurance policy that meets their needs.
However, New Jersey drivers who refuse to carry auto insurance
face stiff fines that can make life difficult. As a result, here is
a brief consumer guide about New Jersey's auto insurance
requirements that can help New Jersey drivers take full advantage
of their ability to choose whatever auto insurance they wish to
purchase.
New Jersey's auto insurance laws feature no minimum coverage
requirements.
New Jersey's auto insurance laws require drivers to carry some
sort of auto insurance coverage. However, New Jersey's auto
insurance laws do not stipulate the type or the amount of coverage
drivers must purchase to comply with these laws. These provisions
were put into place in to give drivers the flexibility they need to
purchase affordable auto insurance that suits their individual
needs.
As a result, New Jersey drivers can choose from any combination
of auto insurance coverage policies they believe will provide them
adequate coverage against the risks of driving in New Jersey. These
policies can include casualty coverage, collision coverage,
property damage coverage, bodily harm coverage and nearly any other
type of auto insurance coverage that covers the risks associated
with driving.
Moreover, New Jersey drivers can also purchase as little as
$0.01 of auto insurance coverage if they believe that is enough to
cover their potential liabilities. However, auto insurance
providers in New Jersey are required to provide Garden State
drivers a list of potential auto insurance coverage options to
ensure that drivers understand the risk of carrying very little
insurance coverage.
New Jersey also requires drivers to provide proof of auto
insurance coverage on demand.
New Jersey state auto insurance laws require drivers to carry
verifiable proof of their auto insurance coverage. As a result,
drivers must be able to provide proof of their auto insurance on
demand during a routine traffic stop, during a routine inspection,
or after an accident.
The penalties for failing to comply with these requirements can
be stiff.
For example, first time offenders face fines of up to $250 and
up to 15 days of community service. Habitual offenders face fines
of up to $1,000 and one year of community service. However, drivers
in New Jersey are given a 10 day grace period to provide proof of
insurance coverage to avoid these penalties in most cases.
For advice on choosing a New Jersey auto insurance policy,
please visit your nearest branch of the New Jersey Motor Vehicle
Commission for flyers that contain helpful advice about how to
choose an auto insurance policy.
Asked in Insurance, Auto Insurance
How long can you drive after buying a car without auto insurance in Indiana?

You can't legally drive a car in Indiana without auto insurance
for any length of time. If by chance you mean how long can you
drive a newly purchased vehicle before needing to notify the
insurance company that was covering your old vehicle you'll need to
read your policy. Policies will vary by company but many companies
will give you up to 30 days to notify them of the change in
vehicles.
Asked in Insurance, How To
How to choose the best car insurance company?

Buying car insurance can be a hassle because there are so many
companies out there that claim to provide the best insurance.
Almost every state requires drivers to have liability insurance at
the minimum. Of course, there are tons of other types of car
insurance for drivers to consider. When buying auto insurance,
there are certain things you can do to get the best rates.
First of all, not all car insurance companies are the same.
While they all claim they have the best rates, its best to shop
around and call them for actual rate quotes. If you settle for the
first company you find, chances are high that you’ll be
dissatisfied with it. It’s perfectly okay to tell one company that
you’ve received a better quote from another. You can always
negotiate with auto insurance companies, whether you’re buying
insurance for the first time or are looking for a reduction in your
rate.
It’s also best to find a company that provides the most coverage
for the price you’re looking for. Don’t get roped into buying
coverage for things you’d rather not pay for. Therefore, be sure to
compare prices for specific types of insurance rather than
all-inclusive packages of auto insurance. You should never pay for
something that you don’t want or need to have.
Also, one of the most important factors to consider when
choosing a car insurance company is customer service, which
includes ease of filing a claim. If you get into an accident and
need to file a claim for compensation or repairs, it doesn’t help
you if it takes a month or longer to get service. Companies that
respond to your needs within hours or a couple days are the best
choices when it comes to auto insurance companies. In many cases,
customer service and response time can be more important than the
actual cost of your auto insurance.
Basic auto insurance is a necessity and there’s no way around
it. The consequences for driving without it are huge. Therefore,
shopping around for the best insurance companies depends on both
cost and the quickness with which they respond to claims. Shop
around carefully.