In Ohio...they are required to give back your personal belongings. This does not include anything that is a permanent fixture on/in the car...like a stereo system or rims. If they refuse to give back your personal belongings...I would contact an attorney and pursue legal action.
Have the car voluntarily repossessed. Using this option means that you voluntarily return the car to the finance loan company if you are too far behind on your payments and can't recover. If you decide to return the car, the finance company may pick up the vehicle or it may require that you return the car to its location.
== == NO
No
The car can be repossessed. The estate is responsible to return the vehicle and resolve the lease or loan.
Return it to the dealer.
CIVIL law YES, criminal no.
no no, it's up to the company if they want to let you keep it or not, some of them think that if your'e filing BK then your'e not going to pay them.
It depends on which state you live in, so check the law. In Florida, anything inside a towed or repossessed car is still the property of the owner. The repo company may have a right to take back what property they own by default (in this case, you car for non-payment); however, they have no legal right to keep your other property or charge you for its return. That is considered theft. You can call your local PD or courthouse and they can tell you what to do. If it is considered theft in your state, call the police and they will respond to the repo company to help you retreive your property.
There is nothing to stop you from changing your mind. The question is whether the company will return your deposit. Usually, a company will want to keep its customers happy, and will work with them in good faith. Still, it does not mean they are obligated to return the deposit. Just act appropriately, explain your situation, and hopefully they will have no problem returning your money.
Call a local attorney for state/case specific advice.
No -- your personal mileage is NEVER deductible. In fact, in your situation, the personal mileage use of the employer provided auto is taxable benefit. (Note: Commuting to and from work is considered personal use).
You send them a certified letter demanding return of the car within 3 days. If no response, report it stolen.