Just go to your agent and tell him that the other person will be driving your car, either regularly or occassionally. If it is a member of your household (including live-in boy/girlfriend), they should be listed if they are a lisenced driver, regardless of whether or not they ever drive the car. And, yes, if they are on the policy, their driving and accident record will affect your rates.
On whose life, policy is purchased, he/she is called 'Life Assured', whereas the former is called the 'Proposer' in a life insurance policy.
A person may need cover for a single day if they have borrowed a car from someone whose own insurance policy does not cover this. Similarly, it could be taken out by someone who has lent a car to someone else.
the persons who car you were driving
Yesm, as a buyer of property (even with a warranty deed), you should require the seller to obtain title insurance to back up its claim of ownership. Otherwise, when you receive their worthless ownership in the form of a deed, without title insurance, you might never recover the cost of the property, when it happens to belong to someone else you never heard of. Similarly, as a buyer, you will want title insurance for your own peace of mind; knowing that you won't have to pay to quiet title, or sue the sellers on the warranty, in the event there is ever a dispute. As a lender, you must insist on title insurance, to protect the value of your security interest against seizure by someone with a better claim than your borrower.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
To give you a basic answer, the insurance company will only insure a vehicle if the listed owner is on the policy. Mark
yes, in Minnesota you can
if they're on your insurance
The main benefit is someone else pays for your free insurance
Yes i n the state of Texas there are many reasons for a separte insurance policy. The vehicle which you drive can be insured by the owner, ie bank or individual and the driver even when the driver is not on the title.
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
In the UK, yes. So long as the driver has insurance.
Just call a local insurance agent. I am assuming the inmate trying to get insurance for someone else?
If only your name is on the title and the loan is not listed as a lien on that title then you are the legal owner. If someone else obtained a car loan for you then their name should be on the title to the car with yours. The question of ownership should be addressed if someone was kind enough to borrow money for you to have a car. The car should have full insurance coverage in case of an accident.
it means, if someone who has the infected title and is using it knifes you, then you are "infected" by them, so you get the title. STD works the same way, but you have to knife someone else who has the title and is using it, then you get it.
I think it depends on your car insurance policy.
this greatly depends on your specific policy with your insurance carrier/ certain policy provisions may be required if the vehicle on the policy is being operated by someone other than the named insured.
If it was someone you lent your car to, then it should
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
The insurance will not stand if some one else was driving the car, in Florida.