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How do you get your name removed from a joint visa with a zero balance when the visa says both must sign to remove one of the joint names?

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Wiki User
2008-05-06 17:24:45
2008-05-06 17:24:45

== == Do as they ask. Both persons that are named on the account HAVE to sign to have one name removed from the card account.

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This depends on where you live. In Canada, if you are the primary on the account you can go into your branch and have the other person removed. In the US however, some banks will not remove names from accounts and you will be required to close the account and open a new account under your name.

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Yes - if the account is in joint names, and one of the named people dies, the surviving person assumes all liability for the outstanding balance.

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If the account is a joint account with your mother, you and your brother, the surviving joint owners can close the account and share the balance. When the account was opened the three of you should have signed signature cards and all names should be listed as account owners. One or both of you should be able to simply make a withdrawal of the balance and close the account.

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