It will depend on the terms you have with the dealer. If all of the down payment is going to principal on your car then you would subtract that amount and that would be the amount left on your loan. If only a percent is applied to the amount then subtract that percent from the amount.
The calculator lets you plug in various down payment amonuts to see what your monthly payments will be. This will allow you to determine the proper amount for a down payment, and the peace of mind to know that you can afford the monthly payment.
I wouldn't think that you would be but I don't know what the law is. Do you have anything in writing?
You need to know the following data to calculate your mortgage. Total mortgage amount ($168,5, interest rate (4.75%, etc.), term of mortgage (30 yr., etc.). Some calculate the location of the property into it however, by using the above information you should be able to get a fairly good idea of what your monthly mortgage payment would be. Now with a variable term mortgage your monthly payment would fluxate as your interest goes up or down.
If you thought that you could not buy a house with no money down, you would be wrong. There are ways to get around paying a down payment for a house if you know where to look. Find a home that has been on the market for a long period of time. The realtor will sometimes not require a down payment just to get the house sold. Homes that are sold by individuals are more likely to not require a down payment.
Actually in regards to your question...If you go to Kelly Blue Book. com....or KBB.com.... its very helpful... It not only gives you a complete list of cars in your area, but what they are worth. Also it says how much your payment will be if you put down so much, and etc. its very helpful i would try that if i were you!
My co-worker borrowed funds to hold them on deposit. The funds were verified so she could qualify for her mortgage. It was easy to get the loan with no credit check because she agreed to just hold the funds on deposit. Then she got a down payment assistance program to make her down payment for her, and she just gave back the deposited funds loan proceeds to the lender. It also helped her credit. I know she got the loan with creditloader dot com, but I don't know what kind of down payment assistance she used. Can anyone recommend a down payment assistance program that is still widely accepted? jameswalker@inbox.lv
Use the link below and scroll down.
You can use online websites to automatically calculate your car payment on a car loan. Also, the car company should have let you know what the monthly fee would be when you bought the car.
The easiest way is to use an online mortgage calculator. Make sure you know the principal, interest rate, and the term or length of the loan.
They need to know information about you and money. Specifically they need to know about what you are trying to calculate. You usually have to set up an account with a website. They need to know more information such as your email address.
The first time you miss a payment... you made a committment... does your word mean anything?
There are a plethora of such sights. You simply need to do a quick search. Bear in mind you will need to know what the interest rate of the loan you are going to get will be and the size of the down payment will also matter.