You will receive a court summons. If you have moved and the creditor cannot find you, they may file anyway so you may not know until you check your credit report and see a judgement or suddenly, your bank account is levied or your pay is being garnished.
No, the original creditor has sold the debt and is no longer involved in the collection process.
Yes.
The defendant is not required to make an appearance in a creditor suit, but if he or she does not appear the plaintiff (creditor) will win by default and a judgment will be entered against the debtor. FYI, unless the defendant has undisputable evidence that the suit is faulty (debt not valid, wrong person being sued, etc.) it will make no difference in the outcome whether the defendant debtor appears or not, the plaintiff will be awarded a judgment.
Only if you are sued for the debt. First the RV is repossessed. Then you will get collection notices in the mail. If you are going to be sued, you will get notice of that too. If you are sued, the judge can award the creditor a judgment that allows them to garnish your wages.
i was looking for that word too (creditor) & i don't seem to know the answer..
No frostwire is not being sued,but lime wire got sued I don't know why frostwire didn't get sued and lime wire did.
No, the original creditor has sold the debt and is no longer involved in the collection process.
It may, I would make sure they are listed as a creditor upon filing.
Yes.
No they can not sue you.
Wages can be garnished if the creditor wins a judgment against you. In order to so that, you must first be sued by the creditor. And the creditor must win the judgment in court. If you are sued, be sure to attend the court hearing and plead your case to prevent this from happening.
No. She isn't being sued.
You can talk to the creditor and try to work somesthing out, or you can hope he gets tired of calling you in 3-4 months.
Yes. In the US any individual who is an adult can use self-representation (Pro Se) in any civil litigation.
Yes, you can be sued for the original debt, minus any money the creditor received during the 13 plan.
Yes, the debtor can still be sued by the creditor regardless of his or her financial status. However, disability payments are protected by both federal and state laws and are exempt from creditor attachment.
A creditor can only levy your bank account by getting a judgment against you. To do that, they must sue you. And they must win in court. If you are sued by a creditor, be sure to show up for court to prevent this from happening.