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Yes. In the US any individual who is an adult can use self-representation (Pro Se) in any civil litigation.

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โˆ™ 2006-12-13 04:02:27
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Q: In Indiana can a creditor lawsuit summons be answered by the person being sued?
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What is the Statute of Limitations in Arizona about credit card debt?

Credit cards are considered "open accounts" the SOL in Arizona is 3 years. SOL's only apply to the time limit in which a creditor can FILE the lawsuit. It is possible to be served with a lawsuit summons after three years if the creditor filed before the SOL expired.

Does bankruptcy stop a summons?

Bankruptcy stops a summons if it is from a creditor. It will not stop a personal summons for another type of case.

Can a collector use a judgment to garnish your wages if you were not served a lawsuit summons and given a chance to defend yourself in court?

It is possible for a creditor to receive a judgment by default when the debtor does not appear on the date of the trial (hearing). In most instances all that is needed is for the creditor plaintiff to make a reasonable attempt to serve the person named on the civil summons and not necessary for the summons to be physically placed in the defendant's hands.

Is there a form to answer a summons in Gwinnett County Ga for a civil lawsuit?

There is no specific form that must be used to answer a summons in Gwinnett County. Generally the summons is delivered with a complaint; the complaint should be answered paragraph by paragraph with an admission, denial or statement that not enough facts are known to either admit or deny the allegation of the complaint.

What do you do if the summons is not answered?

The lawsuit will proceed according to the established laws of the state in which it is being heard. The defendant is not required to respond to a civil summons nor to appear in court, however, failure to do so will usually result in a default judgment being entered in favor of the plaintiff.

How do you initiate a lawsuit?

File a summons and complaint at your local courthouse. It is recommended that you talk with an attorney before filing a lawsuit.

How do you reply to a credit card summons?

If this is a reference to a summons received from the court that a lawsuit has been filed by a creditor or collector, it is best to obtain legal counsel. If that is not an option, the defendant should be certain they claim all property exemptions allowable under the laws of the state where they reside. If the defendant is a homeowner be certain the homestead exemption has been properly filed. In some states the homestead exemption is automatized under state statutes and does not need to be filed. State and/or federal bankruptcy exemptions also apply to lawsuit judgments for protecting a defendant's property from creditor attachment.

What is it improper for a party to a lawsuit to serve the summons and complaint on the defendant?

conflict of interest

Is a debt past SOL and removed from your credit report considered legally satisfied?

No, the expiration of the SOL designates the time in which the creditor has to file a lawsuit. This does not mean a creditor will not pursue litigation, as an SOL is not an "automatic" defense in creditor vs. debtor suits. If a debtor is sued after the expiration the debtor must bring forth proof that the debt is invalid, the court will not do this for him or her. Often people receive a summons for what they believe is an invalid lawsuit because the SOL has expired, this is not necessarily true. A creditor may file a suit one day before the SOL expires and it will be seen as valid litigation. In addition, a debt is always valid until it is paid, settled in a lawsuit or discharged in bankruptcy.

Can you go to jail if you do not respond to the court summons for a lawsuit for credit card debt?

No. A civil summons for a credit lawsuit is not a direct order of the court. If the debtor does not appear at the hearing a default judgment is entered in favor of the creditor. The creditor can then execute the judgment in whatever manner is allowed by the laws of the debtor's state. It's very important to respond to the summons in a timely manner. The majority of debtors who find themselves in a credit card debt lawsuit DO NOT RESPOND. You can represent yourself in the lawsuit (called Pro Se) and oftentimes if you do respond with a proper Notice of Appearance, Answer, and Certificate of Service the creditor will drop the lawsuit because they know they will have to prove their case AND in many instances these third-party debt collectors are trying to collect on out-of-statute debt or do not have sufficient evidence to back up their claims. When a third-party debt collector buys your debt for pennies on the dollar they often receive a one-page printout, no original contract, no signed statements, etc. Bottom line? File an Answer with the court and wait and see. Otherwise, you'll be facing wage garnishment and frozen assets.

Debt collectors sent a summons?

A summons from a debt collector notifies you that they are proceeding with a lawsuit. You may want to get an attorney or prepare your defense for a court of law.

What is the document that notifies a person or a group of a lawsuit against them and orders them to appear in court on a given date and time?

Subpoena or Summons. Answer is Subpoena Summons is when a a court summons them for Jury Subpoena is what they have to go because it is against them

If a credit card company sends you a summons will it go on your credit report right away or does it mean they are bluffing?

A creditor does not issue a summons. A summons is issued by the court of jurisdiction when some form of legal action has commenced. A summons will not be placed on a CR. However, if a judgment is awarded in a lawsuit, that will be entered into the public records section of the CR and will remain seven years or perhaps longer. In regards to the "bluffing", if the person has received a summons from the court via regular mail, courier service, a process server or a sheriff; you can be certain it is indeed real and should be responded to within the time limit noted.

Does the statute of limitations on unsecured debt still apply if a creditor filed a summons for a lawsuit but never pursued it?

There is not such an action as "filing a summons", perhaps what is meant is filed a judgment. Creditors have for the most part lengthy time limits in which to execute a judgment once it has been entered against the debtor. A creditor can simply "hold" the judgment until such time they decide that enforcing it is a viable option. For example a debtor who was previously unemployed begins working, the it might be possible for the judgment to be executed as a wage garnishment.

Where do you file a response to a civil suit?

The defendant's answer to a civil summons for a lawsuit is sent to the issuing court and a copy to the plaintiff or the plaintiff's legal counsel. Addresses can be found on the summons itself.

If settling out of court do I still have to answer the summons?

You would not have to answer the summons as long as the plaintiff agrees not to move for entry of a default judgment for you not answering the summons within the appropriate time. Also, if you do reach a settlement be sure that the plaintiff promises to and does dismiss the lawsuit when the money is paid.

What is the document that notifies a person or group of a lawsuit against them and orders them to appear in court on a given date and time?


How do you find out if someone filed child support on you?

You will be served with a summons to appear in court to answer the lawsuit for support of the minor child.

What documents to prepare in a law suit to file with the court?

A complaint or petition is filed to initiate a lawsuit. It is served with a summons.

How to find out if child support papers have been served?

The agency or person in charge of the lawsuit summons will inform the plaintiff/petitioner that the summons has been properly served upon the defendant or his or her legal representative.

In Tennessee are your assets frozen as soon as a lawsuit is filed?

Your assets are not frozen as soon as a lawsuit is filed. However, the summons you are served will advise no to use the disputed assets until the case is over.

How does a collection agency go about filing a lawsuit against you?

If the agency is an asset buying agency, the debt is owed to them so they follow your county procedures for a suit...getting a case number, filling out and filing of the summons and complaint, service of the summons and complaint, affidavit of military service...see you in court. The save follows for non-owned debt except first they will validate the debt and get suit authorization from the original creditor.

What happens when you don't answer a court summons for no ins ticket?

My son moved and did not get his mail. He went to get his abstract, and next to some tickets it says summons not answered? What does this mean?

Must a creditor serve a subpoena before obtaining a judgment?

A creditor must serve a "summons", along with a complaint, not a "subpoena". A summons is a court's formal manner of acquiring personal jurisdiction over you and giving you notice of the claim made against you. A subpoena is an order for a witness to appear in court or at a deposition to give testimony.

What is the required format for lawsuit summons?

The plaintiff files a petition for the civil suit, the court clerk notarizes and files the petition, the civil summons is served on the defendant by an officer of the court, a private process server or in some instances by certified mail. In cases such as creditor suits, the defendant does not have to physically receive the summons, all that is necessary is for the plaintiff to make a reasonable attempt of service.