Call the police and have the person arrested for committing trespass and peace disturbance. This action is only possible if the individual the agent is seeking no longer has mail delivered to the address, possessions stored at the address, name on a rental agreement and so on.
Whether the property at risk is a car or your house, you can take steps to prevent repossession even if you are late with payments. Nearly all lenders and creditors will be happy to work with you as long as you don't wait till you are hopelessly behind. Contact them first; a bakruptcy should be your last option.
As a repossession investigator and agent liason, I can tell you that yes, in fact, I know of several instances of felony charges being filed against an individual for hindering repossession of a vehicle. Your lawyer's response may have been motivated more by the fact that he felt confident that he could successfully prevent prosecution, but nothing will prevent the vehicle from being repossessed aside from the destruction of the vehicle. In the event the possessor of a vehicle under repossession were to destroy a vehicle to prevent that repossession, he could then be charged with malicious destruction of private property and hindering a lender.
Yes. All you have to do is pay your bills.
Repossession is an option that some lenders use to help pay against a bad debt. The debt or loan must have been secured by property. That property will in most cases have a lien placed against it to prevent unlawful sale and fraud against the lender. When the vehicle is repossessed, it is sold at auction and the proceeds are applied to the debt to help offset it or pay a portion of it.
Possibly, but they can certainly prevent you from interfering, as it is no longer your car, hence the repossession.
The best way to prevent the repossession of a car is to pay your monthly note on time. If you are unable to make your payments as scheduled, you should contact the lean holder and make other arrangements. If you at least make some payment, many lenders are willing to work with you.
They cannot prevent property loss but they might be able to reduce it.
The state does not allow wage garnishment for creditor debt. The judgment can be executed as a bank account levy (including joint accounts), seizure and sale of non-exempt property belonging to the debtor, liens against real property. N.C. as most states has 'loophole' laws that can prevent the forced sale of a primary residence if the homestead exemption is not sufficient to protect the property.
In some states, most that is at this point. However, most states are also passing or reviewing legislation that would prevent the registration of a vehicle up for repossession, and in some states such as Florida, the registration of any vehicle to a person who has a vehicle up for repossession.
A lien.
Repossession of a carDo you mean, "can you be arrested for not allowing repossession of a car?" If so, then yes, you can.If you meant 'can you be arrested for repossessing a car?" you can't as long as you have a permit/license to do so and conduct yourself in a lawful manner duriong the actual repossession.Added; In potentially violent situations, repossessors will sometimes call law enforcement and ask them to 'stand by' while they take the vehicle, but only to prevent a breach of the peace. Law enforcment will play no part in assisting in the actual repossession of the vehicle, inasmuch as repossession is done under a civil court order, and is not a criminal matter
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