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How do you purchase a second medical and dental plan so you do not have so much out of pocket expenses?
Wiki User
∙ 15y ago
If your first plans are through your employer you can try two options. First see if the company offers any voluntary supplemental plans. These are group plans that you have the option of purchasing or not. The advantage to buying these from your employer is that they may be eligible for payroll deduction which means the cost is pre-tax. If your employer does not offer such plans or your first plans are individual plans then speak with an agent that specializes in health care and ask about supplemental plans. There are many good plans on the market. Given the way the question was asked, you should look for what are called indemnity plans. This type of plan pays you for an incident based on a schedule with no regard for what it costs you. For instance, I have plans that will pay you $75 for a doctor visit or $1000/day for a hospitalization.
Wiki User
∙ 15y ago
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What are out of pocket expenses?
Out of pocket expenses are business expenses for which the individual who accrues these expenses is not reimbursed by the company they are employed by or from the business itself if they are the business owner.
Would out of pocket cost-co-pay for Medical-Dental insurance be considered uninsured health care expense?
probably not
I have no dental insurance and will be paying out of pocket expenses. I need a quote for upper dentures to include 3 tooth extractions. Please advise. Thanks?
I have no dental insurance and will be paying out of pocket expenses. I need a quote for upper dentures to include 3 tooth extractions. Please advise. Thanks how much for upper and lower dentures i have no dental lnsurance and wi;; be paying ot of pocket for full uppers n need a quote My friend has no insurance and needs about 7 teeth on top pulled and dentures. How much would this cost? Can she also get a payment plan?
Can you claim mileage for driving to and from the doctor on tax return?
Yes as a part of your unreimbursed medical expense when you are using the schedule A itemized deductions of the 1040 tax form. Unreimbursed medical expenses are deductible using the schedule A itemized deductions of the 1040 tax form subject to the 7.5% of adjusted gross income limit. The amount over the limit is then added to all of your other itemized deductions on the schedule A. Go to the IRS gov website and use the search box for Publication 502 Medical and Dental Expenses Transportation You can include in medical expenses amounts paid for transportation primarily for and essential to, medical care. Car expenses You can include out-of-pocket expenses, such as the cost of gas and oil, when you use a car for medical reasons. You cannot include depreciation, insurance, general repair, or maintenance expenses. If you do not want to use your actual expenses, for 2009 you can use the standard medical mileage rate of 24 cents a mile. You can also include parking fees and tolls. You can add these fees and tolls to your medical expenses whether you use actual expenses or use the standard mileage rate. Example
What is unrecoverable expenses?
Unrecoverable expenses are out of pocket expenses that you cannot obtain reimbursement on
What are the average out of pocket costs for AARP insurance?
Average out of pocket costs for aarp insurance depends on your current medical state. If you have many health issues, your out of pocket expenses will be higher than others with little health issues.
How does medical expense insurance differ from disability income insurance?
Medical expense insurance: Covers some or all of the out of pocket expenses paid by the insured for covered medical expenses. Disability insurance: Makes up for some or all of the income lost during the disability of the insured.
What does unreimbursed medical expenses mean?
To family court it means that any medical expense incurred which comes directly out of your pocket, and is not ever going to be paid back to you by an insurance company, benefactor and or government agency.To the IRS, it means, any medical expenses incurred which comes directly out of your pocket, and is over 7.5% of your gross income and is not ever going to be paid back to you by an insurance company, benefactor and or government agency..
What is unrecoverable?
Unrecoverable expenses are out of pocket expenses that you cannot obtain reimbursement on
I was thinking about getting Humana Compbenefits Dental plan. What other dental plan or insurance can I use to help with out-of-pocket-expenses together with Humana Compbenefits Dental Thanks.?
You should look into Strait Orthodontic Plan 1770 Old Spring House Lane, Atlanta, GA - (770) 451-5740
Can medical insurance cover dental cosmetic surgery?
No most dental procedures are done by dentist which don't fall under most health plans. A dental health plan is aivailable at most employers and independent. Otherwise one usually have to pay out of pocket.
Will my dental insurance cover the full cost of dentures?
Most dental insurance companies cover some or all of the cost of dentures. In order to know for sure, you or your dentist office can contact your insurance company directly and ask a representative what the out-of-pocket expenses are concerning dentures.
