0
I had a bankrupcy in 2003 and my credit went from bad to worse.Before my bankrupcy my credit rating was falling fast due to a layoff.I couldn't even afford to pay attention.Before the b.k. I think my credit rating was somewhere around 560.After the b.k. my score went down to a 485!!! Now I have a great job and I am very cautious when it comes to credit. My credit situation is back on track and my score of 631 is improving monthly!
My advice to you is to keep your credit cards at a maximum of 30% of the limit,and always pay the bill on time.Another word of advice is if you get a new credit card, activate it but don't charge anything on it. It shows no payment due, and a zero balance. This should start to bring up your score.
All the advice is just from my own personal experience and may not be the right advice for everyone.
Hope this was helpful and good luck!!!!!!
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Why is my credit score dropping drastically when I'm making payments that are more than minimum on time?
You've made a big mistake like I did 3 years ago. I've paid all my bills ''on time'' and ''in full'' for 18 months. But my credit score drops more than 50 points. WHY?? After I studied for 3 years on credit. Let me tell you some tips...... 1. pay your bill on time ( cause one late payment could drop your credit score 30-50 points 2. you need to keep your balance under 30% of your credit limit.( trust me, that was the mistake I made ) and your credit score will definitely drop if your balance higher than 50% of your credit limit. So you do not want your credit card show ''maxing out'' on your credit report. And if you want to increase your credit score faster, its better to keep your balance between 10%-20% but you have to keep eye on all your revolving accounts ( car loans & mortgages are a little different ) 3. Dont apply for too much new accounts with a short time 4. If you have a credit acct with good history but you dont use it anymore. just make sure DO NOT close that acct. 5. Dont ask your creditor to lower your credit limits. 6. pay down your debt asap. Anyway, I hope those info will help you out. but remember...sometime we just cant beat the credit system. For example, one time my America Express balance increase from $0 - $116 and my credit limit is $8200. but guess what? my score drop 2 points. I know its not much. but how can you explain that? I have no any late payment. all my accounts balance are below 30% and plus balance $116 is only 0.02% of my credit limit. but basic follow my info, your credit score will definitely increase. It takes time....Good luck my friend!
What bank sort code is 56-00-18?
116 Fenchurch St London NatWest
How much is 88000 euros in dollars?
88 000 Euros = 116 300.8 U.S. dollars
What bank does BSB 116-879 belong to?
http://bsbfinder.com.au/116879- St George Bank in Perth on St george's Terrace
What bank does bsb 116 - 879?
* BSB Number 116-879 Bank Code: 11 | State code: 6 | Branch code: 879 * Institution St. George Bank Limited * Branch Name Perth* Street Address 152-158 St George's Terrace * Suburb Perth * State WA * Postcode 6000
What is a high iq?
A score of 116 or more is considered above average. A score of 130 or higher is considered a high IQ.
What is the difference between 116 and 120d?
Four points genius.....lol
What is the largest margin of victory for an Ohio State basketball team?
53.5 points by the 1956 Olympic Team led by Bill Russell and K.C. Jones. FALSE bc in 92 US beat Angola 116-48
Is 116 a good IQ score for a 16 year old female?
It's better than average but don't put too much stock in the tests. Einstein and President Clinton had the same score.
Is 116 a good score for a 18 year old boy?
Age isn't really going to matter. It does but not in any kind of drastic way. 116 is basically on par to not having any credit at all. You wont be considered for much.
Can you have an IQ of 116?
Sure. IQ is a score of mental ability. The "average" is 100, but the scale is not linear, like on a ruler. The span of IQ scores from 85 to 115 accounts for about 68% of the population, the span from 70 to 130 accounts for about 95% of the population. If you have an IQ of 116, you're *just* in the (95-68) = 27% of the population. Anyone with a score below 70, or with a score above 130, is in a rare group that are only about 5% of the total population.
Is Ol Roy dog food bad for dogs?
How to grade your dog's food: Start with a grade of 100: 1) For every listing of "by-product" , subtract 10 points 2) For every non-specific animal source ("meat" or "poultry", meat, meal or fat) reference, subtract 10 points 3) If the food contains BHA, BHT, or ethox yquin, subtract 10 points 4) For every grain "mill run" or non-specific grain source, subtract 5 points 5) If the same grain ingredient is used 2 or more times in the first five ingredients (i.e. "ground brown rice", "brewerâs rice", "rice flour" are all the same grain), subtract 5 points 6) If the protein sources are not meat meal and there are less than 2 meats in the top 3 ingredients, subtract 3 points 7) If it contains any artificial colorants, subtract 3 points 8 ) If it contains ground corn or whole grain corn, subtract 3 points 9) If corn is listed in the top 5 ingredients, subtract 2 more points 10) If the food contains any animal fat other than fish oil, subtract 2 points 11) If lamb is the only animal protein source (unless your dog is allergic to other protein sources), subtract 2 points 12) If it contains soy or soybeans, subtract 2 points 13) If it contains wheat (unless you know that your dog isnât allergic to wheat), subtract 2 points 14) If it contains beef (unless you know that your dog isnât allergic to beef), subtract 1 point 15) If it contains salt, subtract 1 point Extra Credit: 1) If any of the meat sources are organic, add 5 points 2) If the food is endorsed by any major breed group or nutritionist, add 5 points 3) If the food is baked not extruded, add 5 points 4) If the food contains probiotics, add 3 points 5) If the food contains fruit, add 3 points 6) If t! he food contains vegetables (NOT corn or other grains), add 3 points 7) If the animal sources are hormone-free and antibiotic-free, add 2 points 8 ) If the food contains barley, add 2 points 9) If the food contains flax seed oil (not just the seeds), add 2 points 10) If the food contains oats or oatmeal, add 1 point 11) If the food contains sunflower oil, add 1 point 12) For every different specific animal protein source (other than the first one; count "chicken" and "chicken meal" as only one protein source, but "chicken" and "" as 2 different sources), add 1 point 13) If it contains glucosamine and chondroitin, add 1 point 14) If the vegetables have been tested for pesticides and are pesticide-free, add 1 point 94-100+ = A 86-93 = B 78-85 = C 70-77 = D <70 = F Dog Food scores: Alpo Prime Cuts / Score 81 C Artemis Large/Medium Breed Puppy / Score 114 A+ Authority Harvest Baked / Score 116 A+ Authority Harvest Baked Less Active / Score 93 B Beowulf Back to Basics / Score 101 A+ Bil-Jac Select / Score 68 F Blackwood 3000 Lamb and Rice / Score 83 C Blue Buffalo Chicken and Rice / Score 106 A+ Burns Chicken and Brown Rice / Score 107 A+ Canidae / Score 112 A+ Chicken Soup Senior / Score 115 A+ Diamond Maintenance / Score 64 F Diamond Lamb Meal & Rice / Score 92 B Diamond Large Breed 60+ Formula / Score 99 A Diamond Performance / Score 85 C Dick Van Patten's Natural Balance Ultra Premium / Score 122 A+ Dick Van Patten's Natural Balance Venison and Brown Rice / Score 106 A+ Dick Van Patten's Duck and Potato / Score 106 A+ EaglePack Holistic / Score 102 A+ Eukanuba Adult / Score 81 C Eukanuba Puppy / Score 79 C Flint River Senior / Score 101 A+ Foundations / Score 106 A+ Hund-n-Flocken Adult Dog (lamb) by Solid Gold / Score 93 B Iams Lamb Meal & Rice Formula Premium / Score 73 D Innova Dog / Score 114 A+ Innova Evo / Score 114 A+ Innova Large Breed Puppy / Score 122 A+ Kirkland Signature Chicken, Rice, and Vegetables / Score 110 A+ Member's Mark Chicken and Rice / Score 84 C Merrick Wilderness Blend / Score 127 A+ Nature's Recipe / Score 100 A Nature's Recipe Healthy Skin Venison and Rice / Score 116 A+ Nature's Variety Raw Instinct / Score 122 A+ Nutra Nuggets Super Premium Lamb Meal and Rice / Score 81 C Nutrience Junior Medium Breed Puppy / Score 101 A+ Nutrisource Lamb and Rice / Score 87 B Nutro Max Adult / Score 93 B Nutro Natural Choice Lamb and Rice / Score 98 A Nutro Natural Choice Large Breed Puppy / Score 87 B Nutro Natural Choice Puppy Wheat Free / Score 86 B Nutro Natural Choice Senior / Score 95 A Nutro Ultra Adult / Score 104 A+ Pet Gold Adult with Lamb & Rice / Score 23 F Premium Edge Chicken, Rice and Vegetables Adult Dry / Score 109 A+ Pro Nature Puppy / Score 80 C Pro Plan Sensitive Stomach / Score 94 A Purina Benful / Score 17 F Purina Dog / Score 62 F Purina Come-n-Get It / Score 16 F Purina One Large Breed Puppy / Score 62 F Royal Canin Boxer / Score 103 A+ Royal Canin Bulldog / Score 100 A+ Royal Canin Natural Blend Adult / Score 106 A+ Science Diet Advanced Protein Senior 7+ / Score 63 F Science Diet for Large Breed Puppies / Score 69 F Sensible Choice Chicken and Rice / Score 97 A Solid Gold / Score 99 A Summit / Score 99 A Timberwolf Organics Wild & Natural Dry / Score 120 A+ Wellness Super5 Mix Chicken / Score 110 A+ Wolfking Adult Dog (bison) by Solid Gold / Score 97 A Yes they have the same fillers corn wheat soy and meat by-products.
What is double 58?
Double of 58 is 116.
What is the sum of 38 and 116?
3.8 + 1.16 = 4.96 When adding decimals, line up the decimal points: 3.8 1.16 + ----- 4.96
What is 75 percent of 116?
75% of 116= 75% * 116= 0.75 * 116= 87
What is 93 percent of 116?
93% of 116 = 93% * 116 = 0.93 * 116 = 107.88
What is 14.5 percent of 116?
14.5% of 116= 14.5% * 116= 0.145 * 116= 16.82
