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What else can I help you with?
Is there a guide online to help me understand what information is shown on my credit report?
When you send away for your credit report it comes with an explanation for whatever is on there, It will lists all meaning and how to read the report. If there is something you can't understand you can also call the customer service listed, However if you still need help. if you type in your browser , how to read and understand a credit report, many sites will pop up.
If a credit card company refuses to give you information to help clear your credit report do they have to remove it from your report?
Read the Fair Credit Billing Act. Also your user agreement.
What is a website that offers a credit report and a credit score?
While there are many websites offering "free credit scores," credit repair, credit reports, and so forth, most governments are right in warning citizens to be leery. One must always read the fine print and preferably check on a given site's reputation before submitting any personal information. One site that is genuinely free to use and offers credit reports, scores, and a multitude of helpful consumer finance tools is Credit Karma.
Can a bankruptcy entry on a credit report be removed when the bankruptcy was discharged in 1999 and it is listed on the credit report as 2006?
No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.
How to read a credit score effectively?
To read a credit score effectively, you should understand that a higher score indicates better creditworthiness. Check for any errors on your report, pay bills on time, keep credit card balances low, and avoid opening too many new accounts. Regularly monitoring your credit score can help you track your financial health and make informed decisions.
Does fingerhut report to credit bureaus?
Fingerhut reports your payment activity to the major credit card bureaus, but it won't report if you are just 2-3 days late. You can read more information about this topic at the related link.
What is the best way to paraphrase information from a source in a reseach report?
To paraphrase information from a source in a research report, read the information carefully, understand the main points, and then rewrite it in your own words while maintaining the original meaning. Make sure to properly cite the original source to give credit to the original author.
What is the best way to check my credit report?
There are many services that will check your credit report and credit scores. Your bank may perform this service or you can Google nextadvisor.com for a comparison of all the major credit score reporting services. Be sure to read the all the details regarding these services as they all (even those labeled FREE) do involve payment or enrollment in the service. The highest rated and most comprehensive services are Identity Guard, Equifax, and Credit Check Total. Most people don't know that they are legally entitled to one free copy of their credit report every year. There are 3 major credit bureau agencies in the US. They are Experian, Trans Union and Equifax. All you need to do is look on the internet and find their contact information and request your copy. It is very easy.
How will settling credit card debt affect your credit score?
It will raise your score slightly. If you don't settle a delinquent account, the verbage on your credit report may read: "collection account", or "unpaid collection account". However, if you settle, the report may read "settled". By settling with the debt collector, you have made an attempt to fulfill your financial obligation. Therefore, your score will raise slightly.
Where can one get a free online credit score?
Free online credit scores are advertised by a number of online vendors. Be sure to read the fine print, as many of the most popular (and most advertized) companies will require a signup for their credit monitoring services before you will have access to your "free" score. A "free" score, like a free lunch, is not easy to come by. A better option may be to pay a flat fee for your current credit report directly from one of the three major credit reporting services: Experian, TransUnion, and Equifax.
Are online check credit reports scams?
Some credit report check may be a scam. But for the most part there not. Read the fine print and recommendations to check if there legit. Bank websites usually have links to credit reports.
What is the best way to check your credit?
(1) You're entitled to one free copy of your credit report every year, which you can request online at AnnualCreditReport.com(2) For information on understanding your credit report, go here:http://learn.equifax.com/credit/credit-report. It's provided by Equifax and it's a very straightforward explanation of each item in a credit report.**I actually worked with Equifax in the past, so I'm familiar with the online information they provide. And I think it's really helpful. It's created for the general public so it's pretty easy to read. I would definitely recommend it.
