Best Answer

In this case, the driver is not responsible, it is the owner of the vehicle that is responsible. It is his car and his responsibility to make sure that all drivers of his vehicle are insured when they drive the vehicle.

You need to call one of those lawyers who advertise on TV. The owner of the car is responsible and if the driver was excluded from the policy but was allowed to drive the car anyway, you can have his house, car, and all his wages for the next 100 years, and probably the same from the driver. But when you win the case, they'll declare bankruptcy and you'll probably never collect.

User Avatar

Wiki User

โˆ™ 2015-07-15 18:49:02
This answer is:
User Avatar

Add your answer:

Earn +5 pts
Q: How do you recover losses from an accident when your insurance ran out and the other driver will not accept responsibility?
Write your answer...

Related Questions

How much is the cash settlement amount from an insurance company for an auto accident?

As little as they can get you to accept.

Are you responsible for your living spouses medical bills in Virginia?

It is normal to have responsibility for it. The insurance often also required the spouse to accept responsibility and the primary insurance holder is always required to do so.

What happens if you get into an accident but only have a license but no insurance but the other person doesnt have a license or insurance Whos at fault?

Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.

Can you change auto insurance if you just was involved in an accident?

You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.

What will the DMV accept as proof of financial responsibility?

"Financial responsibility" in DMV-speak, has nothing to do with how much money YOU have. It is a reference to a valid auto insurance policy issued in your name.

What if your son has no health insurance are you responsible for his costs?

Depends on the age of your son & whether you signed the financial responsibility at the time of treatment. If they are a minor and/or you signed that you would accept responsibility...yes.

Who pays for hospital test from car accident if you have no health insurance and are not at fault?

Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.

What type of lawyer typically handles automobile accident claims?

A personal injury attorney is the type of lawyer that handles automobile accidents. When there is an auto accident the broker that provided insurance for the cars is contacted and they provide you with an attorney. However, at times you may not have insurance or the insurance may not accept your claim then you would contact a personal injury attorney.

How do you write explanation letter due to vehicle accident?

im very sorry but i hit your car here are my insurance details: now please accept my sincerest apologies

Who had to accept responsibility in The Lion King?


Who accepts the responsibility of tending to the fire in lord of the flies?

The hunters accept the responsibility of the fire.

Can the petitioner of a divorce accept responsibility of the break up of the marriage?

Why not. They are the ones filing. Even though it might not be their fault. It takes a big person to accept responsibility.

How do you get out of a hit and run accident?

Do the "right" thing and pay the consequences. You made a decision to leave the scene of an accident and now you want to get out of the consequences of that decision. This is what is wrong with society today. People do not want to accept responsibility for their actions. Accept your fate for doing something stupid and vow to never do anything like this again. Tell the judge you realize what you did was wrong and you are very sorry for that idiotic decision. Throw yourself on the mercy of the court and accept the penalty.

The importance of accepting responsibility?

The importance of accepting responsibility means to accept what you did. Say if someone did something wrong, it is their responsibility to tell the teachers what they did...

What is another way to put 'you accept full responsibility in your doings'?

"You must take full responsibility for what you do." Or, "I will take full responsibility for what I do."

What is the Latin translation for Accept Responsibility?

mea culpa?

Listings for doctors that accept the all kids insurance plan?

list all dematologist in il that accept all kids insurance

Are health care providers obligated to accept payment from a secondary insurance at their fee schedule when the provider does not participate with the the patient's primary insurance?

It has been my experience that providers of health care are not obligated to accept secondary or even primary insurnace coverages if they are not under contract with that insurance company. I believe they are free to accept no insurance coverage at all and demand "cash" up front if they so desire. This would leave it your responsibility to sent the bill to your insurance(s) carrier(s) and get direct payment assuming they cover out of panel care. Some providers can not refuse you care even if you had no insurance but you would be responsible for the cost of care.

What nation had to accept full responsibility for starting WW 1?

Germany was forced to accept full responsibility for starting WW 1 and causing the deaths of millions and property losses.

What can you do if you have no car insurance and you are being sued for an accident your wife that you were separated from and now divorced from had caused?

You can hire a lawyer that will plead your case in court but that will cost you a lot of money. I'll assume that you don't have a lot of money otherwise you would have had car insurance. You will have to face the face that you have done two things wrong. You have caused an accident and you have driven a car without insurance. At times like these we need to accept what we have done and pay the price.

Do you accept health safety net insurance?

WikiAnswers is a question and answer website - we do not accept any insurance because you don't have to pay for the questions and answers.

How do you appeal a police accident report that said you were at fault even though you were DEFINITELY not?

Your insurance company is going to review the police report, your statements, and the statements of witnesses and the other party. After they review that they will make a determination of fault and decide to accept liability or not on your behalf. If you think that you were not at fault in the accident make sure that you file a claim against the other persons insurance.

If an unlicensed driver does not have permission to use your car and gets in an accident does your liability cover damages to another vehicles?

In the UK the insurance company would not accept liability except under exceptional circumstances

Your husband bought a car in his name only so what are the disadvantages for you since you are the main driver of this car?

In the event of an accident, you will have to call your husband to lodge for a police report which is needed for an insurance claim. An insurance company will not accept a police report which is filed by you because you are not the rightful owner.

Is there an insurance company that covers just dental insurance?

To find a dental insurance you can contact a dentist office to find out what type of insurance they accept. Then contact those companies. If you have a specific dentist office you want to go to then it's especially important to find out what insurance they accept.