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How do you remove a judgment from your credit report?

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βˆ™ 2006-08-14 12:39:54

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Judgments and other negative information that is valid cannot be removed from a credit report until the required time limit of 7 years (usually from the DLA) has expired. Most judgments are renewable and therefore can be reentered on a credit report and remain an idefinite period of time.

2006-08-14 12:39:54
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Q: How do you remove a judgment from your credit report?
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Will filing a bankruptcy remove a judgment on credit report?

No, a BK does NOT remove negative items in credit reports.


How can you remove judgments from your credit report?

The credit bureaus and the original creditor that filed the judgment are the only ones that can remove it. You can contact the original creditor and try to negotiate removal of the judgment upon payment. You can also dispute the judgment to the credit bureaus and they have 30 days to verify the judgment or it must be removed from your credit report.


Can you remove a repossession off your credit report if your cosigner has a judgment on the repossession?

No you cannot remove a repossession off your credit report if your cosigner has a judgement on the repossession.


How long does a judgment stay on your credit report in Alabama?

A judgment stays on your credit report until it is satisfied or proven falls in a court of law. The only way to remove it is to pay it off.


How can you quickly remove a judgment from your credit report?

Bankruptcy. Bankruptcy will not remove a judgment from the debtor's credit report. The judgment will still remain for the required time if it is discharged in bankruptcy, settled or paid in full. Valid judgments remain for the required 7 years. Most judgments are renewable and can be reentered on the debtor's credit report whenever that action is taken.


Do they remove the judgment after 3 years on your credit report?

Judgments remain on your report 7 years from the filing date


What motion do you file to remove a judgment after BK 7?

The judgment remains as a court record. The credit reporting agencies should report that it has been discharged in bankruptcy. If the bankruptcy remains on your credit report for more than 10 years, you can tell them to remove it.


How do you remove a paid judgment from a credit report?

If the judgment has been paid, the credit bureaus (such as Equifax, Experian and TransUnion) should reflect this in their credit reports. However, until the legislatively mandated time limits have expired, it will likely not be removed from the report.


What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


How do you remove a judgment from a credit report in one day?

I dont know ask someone who cares


How do you remove a judgment from your credit report that is not valid?

File a motion to vacate based on that fact. After the judgment is entered there is a SOL for filing that motion.


Will a judgment be removed from a credit report if it is paid?

No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.


Can a civil judgment be removed from credit report?

AnswerIf it was true and accurate, no. maybeThat is often state dependant, but you should be able to have it removed once the debt is paid. If it is not paid yet, it is considered outstanding debt, and will stay on your credit report. No a valid judgment will remain 7 years or indefinitely if the judgment creditor chooses to renew it.If a judgment is paid or settled the entry will reflect such, but the judgment will still remain on the CR for a minimum of 7 years.YesOnly the court or the credit bureaus can remove judgments on your credit report. You can dispute anything on your credit report to the credit bureaus that you believe to be inaccurate or erroneous.


How do you remove a false charge off date from your credit report if the date was reset from the original?

You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.


If your spouse has a judgment against them can it also be filed in the other spouse's credit report?

If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.


How can you remove a judgment that was paid less than 2 years?

Contest the judgment through the three major credit reporting bureaus. They will contact the party and either verify that it was paid off and remove it or if they do not hear back with 20 days they will remove it from your credit report.


Can a landlord report a judgment against a tenant to the credit bureaus when he has the tenant's Social Security Number?

Yes, a landlord can report a judgment against a tenant. Often, the court will report the judgment to the credit bureau.


Does a judgment appear on the judgment debtor's credit report?

Generally, yes


How do I find out about a judgment on my credit report?

you sould go to a local bank and ask for a credit report


How long does a satisfied judgment stay on your credit report WA?

A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.


Will the satisfaction of a judgment affect your credit score and does it completely come off your credit file or show as satisfied?

A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.


How long does a judgment stay on a credit report?

Usually, a judgment stays on a credit report for at least seven years. If you work with an attorney, it might take less time.


How can you prevent a judgment from being entered into your credit report or remove it after it has been reported?

You can't do either. The judgment will remain until the expiration date. The judgment even if paid will remain for seven (7) years.


What does it mean if a credit card company enters a judgment on you?

It means that you have that on your credit report for 8 years and that they have the right to collect the judgment from you.


What is the difference between a judgment and a lien on your credit report?

A judgment on your credit report conveys the decision of a court concerning a lawsuit. Amounts owed to the creditor are described in the judgment. A lien on a credit report expresses the legal right of one party to keep possession of property belonging to another party.