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What can be done ? Or is there a policy I heard some time ago part of the amount will be accepted bt the lender with the vehicle age. SInce the Collection customer has probably written the Title off. I would say just take the vehicle to a used car dealer and tell him you want to trade, usually he has the answer and what can be done . You will be glad to know it probably was written off. Good luck post your response

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โˆ™ 2006-03-10 19:50:30
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Q: How do you remove repossession that has not been reported in 5 years?
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A credit report is a record of all transations on a reported account. In the life of a vehicle loan, many things can happen. Over the typical four to five years, the vehicle may have been repossessed and then redeemed and paid off. In these cases, yes, repossession and settlement can show on the same vehicle, on the same credit report.


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How do you repair credit after a car repossession?

A repossession will be reported by your bank to the credit bureaus after your car has been repossessed. Obviously this will drastically lower your credit score if you owed a lot of money and if it was recent. The best thing you can do is contact your bank, especially if you have a good relationship with them and try to work out a deal. If any amount is owed you can use that as a bargaining chip to have them remove the negative listing upon payment. If nothing is owed, they just took your car you don't have much to negotiate with. You can also dispute the repossession to the credit bureaus. You send a dispute letter to them asking for verification on the repossession. They must investigate the item with your bank. If it isn't verified with in 30 days it must be removed from your credit reports. The older the item the better chance of it coming off.


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