You need to remove the housing on the "front" of the engine (as differentiated from the traditional rear of the engine).
Once you have the front of the engine open and the pan off, the timing chain, camshafts and crankshaft should be exposed.
Turn the crankshaft to #1TDC and put a small drill bit or other small rod into the alignment holes on the camshaft sprockets to keep them in place.
Remove the timing chain tensioner rails, making sure that you retract the tensioner first (piston on a spring) then remove the bolts from the crankshaft and camshafts.
Once you get to that point, the chain and sprockets should all come off.
Reassemble in the reverse order, but use new tensioner rails, sprocket and timing chain.
Additional information:
If the engine has been properly maintained, the timing chain shouldn't need replacing until you rebuild the engine. A timing chain isn't like a timing belt; chains last a lot longer.
The DOHC SL2 has a timing chain.
Timing chain
Timing chain
The Saturn sl2 does not have a timing belt, it has a timing chain. And under most conditions it does not need replacing.
The 4 cylinder Saturn's all had timing chains.
It does not work because it has a timing chain instead.
You are correct that the SL2 uses a timing chain. However, since it uses a timing chain it does not need to be replaced as does the timing BELT. In general, a timing chain should last the life of the engine.
Timing BELTS are outside the engine, run dry, and have no external lubrication. Timing BELTS should be replaced according to the manufacturers schedule. But the SL2 is not equipped with a timing belt, it uses a timing chain. Timing chains are internal, well lubricated, and designed to last as long as the rest of the engine. You shouldn't need to replace the timing chain until you rebuild the engine.
This proceedure is covered in the chiltons Saturn book available at auto zone and ect.
the chain keeps the camshaft/valves in time with the crankshaft in order for combustion to take place
It's under the front housing. You need to take the front pulley and everything that's in the way, THEN you can get to the timing chain.
No such thing as a timing chain belt. It is either a belt or chain. Replace the belt according to the schedule in your owner's manual. If it breaks and your engine is an interference engine, you will 95% of the time have damage. You will know the extent of the damage when the engine is torn down. The 1992 SL2 has a timing chain. Mine has 240,000 miles on it and is still running fine.