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Credit Cards can be an asset to your personal finances. You report your credit card company to regulatory or consumer rights agencies, if they engage in bad business practices such as abuse or unauthorized charges and contract amendments.

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โˆ™ 2014-08-21 04:01:14
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Q: How do you report a bad credit card company?
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Related questions

Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?

if you are an authorized user on the card then you are responsible for the card too. so yes they can

How do you make up a bad grade on your report card?

doing extra credit and get good grades after that report card

What is a bad credit report?

A report about your credit that is bad.

How do you remove a false charge off date from your credit report if the date was reset from the original?

You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.

How long will bad credit remain on your credit report?

Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.

Can a company not report good credit but will report bad credit?

Technically, yes, but usually this is not the case. Most major companies will post the good and the bad, particularly credit card companies and banks. Other companies will only report the negative, such as utility companies, apartment rental companies, etc.

How do you get credit card with bad credit?

If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.

Will an employee's bad credit affect whether they can get a company credit card?


Does credit card consolidation show up on my credit report?

Yes, credit card consolidation will affect your credit score. It will show on your credit report for at least five years, it doesn't hurt as bad as bankruptcy however.

Is paying off your credit card bad?

Only if you OWN the credit card company. Credit card debt is a silent killer. Make the choice to carry ZERO credit card debt.

Is over limit a bad deal for card holders and is this effecting your credit record?

A very "bad deal" the card holder will be charged with fees pertaining to the exceeded credit limit, and it can reflect negatively on a credit report.

If you pay off a credit card balance is it bad your my credit report?

not always, depends on your credit situation. keep using and paying off your credit card every month to improve your credit score

What happens if you miss your monthly credit card payment?

The bad news - You will be assessed a late fee. This amount varies depending on the credit card company. The good news - The majority of credit cards companies only report to credit bureaus if the payment is 30 days past due.

If a collection agency agrees to delete an item from your credit report will the entry from the original credit card company be deleted as well?

Only if you get an agreement from them in writing. How could the collection agency have any affect on the original credit card issuer? You are dealing with two completely different accounts, one for the credit card and the other that was purchased as a bad debt. They cross reference each other on your credit report, but otherwise are unrelated.

Where can one find a bad credit fix repair company in Canada?

There is no such company that can legitimately remove bad credit items on a credit report. However, cooperation with one's creditors can yield results just as useful.

Is it difficult to obtain a low interest rate credit card with bad credit?

Credit card companies provide people with credit cards on the basis that they will earn money from the interest a customer repays. If you have a history of bad credit it is unlikely that you will be able to own a credit card with a low interest rate, as providing you with a credit card seen as a higher risk to the company providing it.

How do you get creditor to correct wrong information on your credit report?

This hapenned to me in the past. I was registered with experian, I had no defaults on my credit report, however a loan company told me that I had a default on my credit report I then told them that I had checked my experian credit report and it was clean but they told me it was equifax where the bad report was logged on. I checked it and it was for a credit card I had never even heard of. Equifax investigated it and found out in a couple of days that I had nothing to do with it. This was in 2007 about when it was removed. its now 2011 I also found out recently that you can actually sue companies that put false information on your credit report.

What is the purpose of credit report check?

The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.

Could you still get a credit card abroad if you have bad credit rating in UK?

Yes, U.S. creditors cannot see what your credit report looks like in the U.K.

Where can I go if I have some credit card with bad credit?

Bad credit can be fixed by paying off everything. Using a credit fix isn't a solution and may actually harm your credit if the company isn't reputable.

You were waiting to receive a credit card it was taking way to long to get to you so you canceled it will this be bad for your credit?

It most likely will not hurt your credit to much, When you apply for credit it shows as an inquiry on your credit report. To many inquiries is bad. And opening an account and closing it right after shows instability to your credit report and it sticks there for 7 years.

How can one get credit card with bad credit?

u sex the credit card and it has no money on it

How long will bad credit card debt stay on credit reports in Ohio?

In the majority of situations, bad credit items are supposed to fall off your credit report after 7 years, HOWEVER, this doesn't always happen. After the fall of date has passed, it is best to get a copy of your credit report to insure that negative items have been removed. Know your rights and get a Free Copy of Your Credit Report from the credit bureau

Will an eighteen year old college student is an authorized User on moms credit cards will he have a credit report?

In general, no, having a card on his mother's account will not go on his credit report, for good or bad. If the student gets a credit card with the account in his own name, possibly with his mother co-signing, that will go on his credit history.

Why might a rental car company refuse to rent to someone?

bad credit, no credit card, age, no license, history of accidents