Debt Collection
Civil Lawsuits
Income Garnishment

How do you respond to a lawsuit for bills you have been making payments on?

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Wiki User
October 16, 2013 1:04AM

You would respond to the suit just like any other suit. File an answer that addresses each and every paragraph of the complaint with either an admission or denial.

Then you would add that you have reached an agreement to pay the amount due and that you are making payments according to the terms of the agreement. This is an affirmative defense known as accord and satisfaction.