It is wise to hire an attorney or consult an attorney yourself. You can choose to respond yourself, and the questions and answers will not become evidence until they are offered at a trial.
Most debt collectors will charge you an interest rate that is illegal, that being said, the laws vary per state. If you suspect you are being duped, hire a lawyer.
Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.
Debt collectors can indeed take settlement money from someone if they owe debt. These collectors may take from what they need to.
Debt Advisor
There are sites online that advertise their debt collection business. Some of these Debt Collectors are UK Debt Collection, Debt Recovery UK, Debt Collect and Debt Recovery Plus.
Debt Collectors - 2012 was released on: USA: 1 May 2012
can a debt collector come to your house to collect a debt
Debt Collectors - 2012 Debt Relief 1-2 was released on: USA: 1 June 2012
The best debt collectors in the world would be International Collection Agency - The Debt Recovery Solution. They are recovery solutions for business and consumers.
Credit card debt collectors typically cannot go after your Social Security check to collect the debt. Social Security benefits are protected from most types of debt collection, including credit card debt, under federal law. However, if you co-mingle Social Security funds with other money that is not protected, it may become harder to prove which funds are exempt.
There are specific laws in place to protect consumers from harassment from debt collectors. It is illegal for debt collectors to contact you at work if your employer does not allow this. Record all contact by debt collectors just in case you have to take them to court in the future. Also, I advise you to check online for laws in your state that protect you against harassment.
Debt collectors (not the original creditor) is governed by this very nifty federal law: Federal Debt Collections and Practices Act (FDCPA). Sample of FDCPA and Sates see below in the link