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It depends on who you are...

If you are the one who issued the cheque then:

You can make an alternate payment to the payee to ensure that he does not initiate a legal proceeding against you.

If you are the one who received the cheque then:

You can request the cheque issuer to re-issue the payment, which if he fails to do so, you can raise a legal proceeding against him.

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Wiki User

15y ago
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Wiki User

13y ago

You don't. Banks return checks when there aren't enough funds.

If you don't want to deposit a check then don't deposit it. Feel free to give the issuer it back, with a note explaining why you won't be depositing it.

If you wrote a check and don't want it deposited, that's called cancelling a check, and has to be done before the receiver has deposited it - call your bank and they'll cancel it for you.

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Q: How do you return a check?
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