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Firearms made before the 1968 Gun Control Act were not required to have a serial number- most of the Sears/ JC Higgins did not. Most of the bolt action 20 from Sears have a value of ABOUT $100 or so, depending on condition, bells and whistles, etc. You may want to talk with your insurance carrier- especially of you have replacement cost coverage- and come to an agreement with your carrier of buying a replacement gun of LIKE QUALITY- even if it is not the exact same gun. Take at look at the shotguns offered for sale at a couple of the internet auction sites- www.auctionarms.com, and www.gunbroker.com- you may find a photo of one that looks like yours, and can give you a better feel for pricing. When talking to your insurance company, remember that you may have to pay SHIPPING, and may have to pay a BACKGROUND CHECK fee when replacing your gun. Here in VA its only a couple of bucks, in some states, it may be $25 or so. Good luck

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Q: How do you value a JC Higgins bolt action 20 gauge purchased in the late 50's if it was stolen and you have no model or serial number?
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