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How do you write a letter of intent to get your name off of a mortgage loan after a divorce?
Wiki User
∙ 12y ago
You cannot accomplish that by a letter. The mortgage should have been addressed as part of the separation agreement during your divorce along with the property division. The divorce decree signifies the marriage is over, that all matters between the parties have been resolved, and the parties have no further claims against each other. If there is still a mortgage in your name and you no longer own the property then your attorney failed to represent all of your interests in the divorce. If one party is to retain the real estate the mortgage must be refinanced in their name alone. That must be written into the separation agreement with a time limit during which to do so. Banks are not bound by any terms in your divorce agreement. As long as you signed that mortgage you are responsible for paying it.
You can try contacting the bank that holds the mortgage to see if they will make any modifications but that is not likely. Visit the local branch and ask to speak with a mortgage loan officer. If that doesn't work then you need to call the attorney who represented you and ask her/him what you should do about this mortgage. If that's not possible the you need to consult with an attorney who can review your situation and determine what your options are.
You cannot accomplish that by a letter. The mortgage should have been addressed as part of the separation agreement during your divorce along with the property division. The divorce decree signifies the marriage is over, that all matters between the parties have been resolved, and the parties have no further claims against each other. If there is still a mortgage in your name and you no longer own the property then your attorney failed to represent all of your interests in the divorce. If one party is to retain the real estate the mortgage must be refinanced in their name alone. That must be written into the separation agreement with a time limit during which to do so. Banks are not bound by any terms in your divorce agreement. As long as you signed that mortgage you are responsible for paying it.
You can try contacting the bank that holds the mortgage to see if they will make any modifications but that is not likely. Visit the local branch and ask to speak with a mortgage loan officer. If that doesn't work then you need to call the attorney who represented you and ask her/him what you should do about this mortgage. If that's not possible the you need to consult with an attorney who can review your situation and determine what your options are.
You cannot accomplish that by a letter. The mortgage should have been addressed as part of the separation agreement during your divorce along with the property division. The divorce decree signifies the marriage is over, that all matters between the parties have been resolved, and the parties have no further claims against each other. If there is still a mortgage in your name and you no longer own the property then your attorney failed to represent all of your interests in the divorce. If one party is to retain the real estate the mortgage must be refinanced in their name alone. That must be written into the separation agreement with a time limit during which to do so. Banks are not bound by any terms in your divorce agreement. As long as you signed that mortgage you are responsible for paying it.
You can try contacting the bank that holds the mortgage to see if they will make any modifications but that is not likely. Visit the local branch and ask to speak with a mortgage loan officer. If that doesn't work then you need to call the attorney who represented you and ask her/him what you should do about this mortgage. If that's not possible the you need to consult with an attorney who can review your situation and determine what your options are.
You cannot accomplish that by a letter. The mortgage should have been addressed as part of the separation agreement during your divorce along with the property division. The divorce decree signifies the marriage is over, that all matters between the parties have been resolved, and the parties have no further claims against each other. If there is still a mortgage in your name and you no longer own the property then your attorney failed to represent all of your interests in the divorce. If one party is to retain the real estate the mortgage must be refinanced in their name alone. That must be written into the separation agreement with a time limit during which to do so. Banks are not bound by any terms in your divorce agreement. As long as you signed that mortgage you are responsible for paying it.
You can try contacting the bank that holds the mortgage to see if they will make any modifications but that is not likely. Visit the local branch and ask to speak with a mortgage loan officer. If that doesn't work then you need to call the attorney who represented you and ask her/him what you should do about this mortgage. If that's not possible the you need to consult with an attorney who can review your situation and determine what your options are.
Wiki User
∙ 12y ago
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