0
How does an ex's tax lien affect you if you want to refinance a home where the deed has both your names?
Wiki User
∙ 8y ago
The lien will have to be satisfied if he's to remain on the deed. The easiest course of action is to take him off -- the title company can handle this, it's not an overly-complicated procedure.
Wiki User
∙ 8y ago
Add your answer:
Earn +20 pts
While separated can one spouse refinance a mortgage without the other as long as both their names are on the deed?
The original deed of trust contains the names of both husband and wife. This is a Joint Tenancy Deed ... no changes can be made without the consent of both parties, and that includes refinancing. One or the other spouses will need to "buy out" the other's interest and gain sole ownership before attempting this.
How does a quitclaim deed work on refinancing your home?
A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.
Can ex-wife refinance with a different mortgage company if the house has 2 mortgages on it the first mortgage is in his name only and the 2nd mortgage is in both names but both names are on the deed?
Yes, If the house was given to you in the divorcee. You will also need to have a quick claim deed done and he will need to sign it. Both mortgages will have to be included in the refi, because they are both tied to the property.
Do you need to redo the deed to refinance?
You will need your deed to refinance your home. If you no longer have it, your mortgage company should be able to get it for you.
If you paid the equity to your spouse from your divorce and obtain a quick claim deed can his name be dropped from the deed without refinancing?
It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name. It is a "quit claim deed" that you have to obtain and you have to refinance to drop the other name.
How do you refinance home after death of spouse?
The best place to start is updating the deed. Once your deed is updated, you can refinance your home with ease.
If you have a house in CA The deed has both husband and wife's name The mortgage has only wife's name you are trying to Refinance and the bank wants both names on it Can you not do it?
Ur retarted blahhhdeeblahhhdeblahhhdeeblahh...... the sky is blue cause I made it like that!! hahahahahahah
If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
If both names are on the mortgage and deed and you breakup who is responsible?
Both owners.
If a husband and wife are both listed on the deed for a house can one refinance without the others knowledge?
no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house? no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house?
If a deed is in three names and two of the names belong to a married couple how can they take their names off the deed and put the deed in the third person's name only?
The two people can sign a quit claim deed and record it, effectively putting the deed in the third person's name only. HOWEVER, if there is still a mortgage on the property then the lender has to agree to this. If the couple co-signed for the home, this may not work until the third person can afford to refinance alone.
What will happen if father did refinance without wife signature and they both have a home deed in both their name?
It would depend on legislation in the jurisdiction involved. It may not be binding in some places.
