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no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house? no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house?

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Q: If a husband and wife are both listed on the deed for a house can one refinance without the others knowledge?
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How do you get your mortgage payments counted on your credit score if you are on the deed but not on the mortgage?

Refinance the mortgage with you listed as a borrower. You will not be reported to the credit bureaus by being listed on the deed since you have no obligation to pay the debt.


Was a new law passed in Jan 2004 saying that you can not refinance your home if it was listed for sale within 6 months of the application?

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Will a lender refinance a mortgage on a home that is listed for sale?

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Can your husband change the deed of the house without you knowing?

If you are on the original deed, not legally. If you are not on the original deed, then the answer is yes. You can go to your local registry of deeds and order a copy of the deed to see who is listed as the property owner.


When using first names only should husband or wife name be listed first?

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Some lenders do have programs that allow for a customer to perform a refinance if the house is on the market. You just need to call your local lender to see if they can help you. Another option, might be to work with your real estate agent to take the house off the market long enough to have an appraisal done on the residence SOS it gives it the appearance that the home is not on the market.


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