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If a husband and wife are both listed on the deed for a house can one refinance without the others knowledge?
Wiki User
∙ 16y ago
no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house? no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house?
Wiki User
∙ 16y ago
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Will a lender refinance a mortgage on a home that is listed for sale?
I do not know of a lender that will allow you to refinance a home that is actively listed for sale. There are several lenders that will allow a rate and term ( "No Cash Out" ) refinance the day after a home is removed from the MLS. There are a couple of lenders I work with that will allow a Cash-Out refinance the day after the home is removed from the MLS. Other important considerations that need addressed are * Is the home a primary residence / second home? * Is the property an investment property? * What is your intention for the property in the future? I frequently refinance homes that have just been taken off the active market. Please feel free to contact me if you have specific questions and I will be happy to assist you. Just Click on "TheMortgageExpert" link above. Jeff
Was a new law passed in Jan 2004 saying that you can not refinance your home if it was listed for sale within 6 months of the application?
I have been a mortgage originator for over 10 years and I am not aware that any such law exists. Different lenders have their own criteria but most would allow a refinance if the property has recently been listed for sale. They would merely require proof that it is no longer on the market and a letter explaining why it was listed for sale and why you took it off the market. I am being TOLD that we cannot refinance our home if it has recently been on the market. I was wondering what mortgage comapny that you work for so I might get refinanced?
How can I calculate mortgage refi rates?
If one is interested in calculating their mortgage refinance rates, there is a mortgage calculator available to those interested on the Mortgage Calculator website. There is also a calculator listed on the Zillow website.
Are you responsible for your husband's debts if you are not listed in Texas?
In many cases they will be held responsible. They are deemed to have benefited from to goods and services.
Can a wife notarize a real estate closing document for a husband in ga?
No,if he is listed on the document he has to sign it in front of a notary. Anything else would be illegal.
Does a wife need an insurance to drive husband's car?
In most states, anyone who drives a car needs to be listed on the insurance. If an accident were to occur then the husband could be liable for allowing the car to be driven without insurance.
If a husband and wife divorce can the wife get the vehicle if the husband and mother are listed as the title holder?
no
Who do you list first husband or wife's first name?
The husband's name is listed first.
How do you get your mortgage payments counted on your credit score if you are on the deed but not on the mortgage?
Refinance the mortgage with you listed as a borrower. You will not be reported to the credit bureaus by being listed on the deed since you have no obligation to pay the debt.
Will a lender refinance a mortgage on a home that is listed for sale?
I do not know of a lender that will allow you to refinance a home that is actively listed for sale. There are several lenders that will allow a rate and term ( "No Cash Out" ) refinance the day after a home is removed from the MLS. There are a couple of lenders I work with that will allow a Cash-Out refinance the day after the home is removed from the MLS. Other important considerations that need addressed are * Is the home a primary residence / second home? * Is the property an investment property? * What is your intention for the property in the future? I frequently refinance homes that have just been taken off the active market. Please feel free to contact me if you have specific questions and I will be happy to assist you. Just Click on "TheMortgageExpert" link above. Jeff
Was a new law passed in Jan 2004 saying that you can not refinance your home if it was listed for sale within 6 months of the application?
I have been a mortgage originator for over 10 years and I am not aware that any such law exists. Different lenders have their own criteria but most would allow a refinance if the property has recently been listed for sale. They would merely require proof that it is no longer on the market and a letter explaining why it was listed for sale and why you took it off the market. I am being TOLD that we cannot refinance our home if it has recently been on the market. I was wondering what mortgage comapny that you work for so I might get refinanced?
When propery or assets are owned as husband or wife or signed as husband and wife what's the difference?
Depending on your specific state statutes; in most cases the asset distinction is thus: If title to asset is listed as --- AND ---; then to sell or dispose of the asset, BOTH signatures must be on the sale whereas if the title is listed --- OR --- then either person can dispose or sell the titled asset WITHOUT the secondary signature.
Can my husband legally change the locks on a property that I'm listed on as a resident?
no it is not legal.
Are you responsible for your husband's debts if you are not listed in Oklahoma?
No. Oklahoma is not a community property state.
Does the PlayStation eye work on PSP?
The PlayStation eye is not one of the accessories listed for the PSP at the PlayStation Network knowledge center. The PlayStation eye is listed as an accessory for the PS3. The Eye Toy is listed as an accessory for the PS2. The knowledge center has been added as a link under related links.
What is Cinderella's husband's name?
he doesn't technically have a name. he's just listed as "prince charming"
Where can I find a FHA refinance calculator online?
There are many available options online if you just do some research. One in particular is listed at www.fhaloancorp.com/calculators. give that one a try first!
