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How does the state of Florida know if you have auto insurance or not?

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2011-09-12 22:10:33
2011-09-12 22:10:33
Auto Insurance in FloridaYou are required by law to have it and carry proof of such while driving in Florida. Failure to do so could result in citations, fines and court appearances.

The DMV and every police agency who can run your license will have an up-to-date record of whether you carry insurance and who you carrier is. You can play the odds of not getting pulled over or involved in an accident, but sooner or later one of the two happen to most people.

Also, if you're involved in a crash and found to be At Fault, not only will you incur the citations, but the other party can sue you for damages and court costs. Get insurance.

AnswerHi, so there isn't an agency that will check on you? Only when you register or get pulled over? I read that once registered, you will have to show proof of insurance, but say you register with DMV and then cancel insurance, will they know? Do you have any links that can let me know the exact laws and how the state checks up on you?Thanx Follow-up AnswerFlorida insurance agencies are required by law to notify the Florida Department of Motor Vehicles any time an insurance policy on a vehicle is cancelled or terminated. The DMV will attempt to notify the driver in order to have the driver resubmit proof of insurance. It the driver cannot be reached, he/she's driver's license will be suspended automatically. You cannot even register a motor vehicle in the state of Florida without proof of insurance. Motorcycles are exempt from this rule, however.
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