Auto Insurance

How does the state of Florida know if you have auto insurance or not?


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2011-09-12 22:10:33
2011-09-12 22:10:33
Auto Insurance in FloridaYou are required by law to have it and carry proof of such while driving in Florida. Failure to do so could result in citations, fines and court appearances.

The DMV and every police agency who can run your license will have an up-to-date record of whether you carry insurance and who you carrier is. You can play the odds of not getting pulled over or involved in an accident, but sooner or later one of the two happen to most people.

Also, if you're involved in a crash and found to be At Fault, not only will you incur the citations, but the other party can sue you for damages and court costs. Get insurance.

AnswerHi, so there isn't an agency that will check on you? Only when you register or get pulled over? I read that once registered, you will have to show proof of insurance, but say you register with DMV and then cancel insurance, will they know? Do you have any links that can let me know the exact laws and how the state checks up on you?Thanx Follow-up AnswerFlorida insurance agencies are required by law to notify the Florida Department of Motor Vehicles any time an insurance policy on a vehicle is cancelled or terminated. The DMV will attempt to notify the driver in order to have the driver resubmit proof of insurance. It the driver cannot be reached, he/she's driver's license will be suspended automatically. You cannot even register a motor vehicle in the state of Florida without proof of insurance. Motorcycles are exempt from this rule, however.
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If you carry an SR22 (proof of financial responsibility) on your auto insurance policy, the SR26 is notification sent by your insurance company to the state to let the state know your insurance policy has canceled.

When you shop for car insurance, know about your state's auto insurance laws. Find out whether your state operates on a no-fault or tort system, which will determine how your claims progress and are processed and whether things like liability coverage will be used in a standard claim. You should also find out about your state's minimum requirements for car insurance. Knowing the law is important, because you can get a better handle on what you need to buy and why your insurance rate is priced where it is after reading about the factors that affect auto insurance in your state.

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Carrying basic auto insurance is mandatory in RI. Checking the state motor vehicle registration office or website will help you know what options you have. It would also be beneficial to consult a local insurance agent.

Talk with your auto insurance agent if you don't know how to read your insurance policy.

I don't know about every state but in Georgia auto dealers are no allowed to sell auto insurance. They used to be allowed to sell insurance but that was stopped back in the early 1990's. I'm not sure if this was a state regulation or a national law but I do know that banks and auto dealers were stopped. Banks have been allowed to start back selling insurance under certain circumstances and in larger cities but I'm not sure exactly the city size requirement.

Safeauto is an insurance company that only writes personal auto insurance. Usually what they write is what is called non-standard auto insurance. They don't offer homeowners insurance as far as I know.

This is a state law. In Illinois and Texas I know for sure the answer is no. If you're caught, your license will be suspended. What state are you interested in?

My experience with them they are overpriced. I found cheaper rates and better coverage with State Farm

There are numerous companies that offer fleeting insurance in Florida and around the Orlando area. You can try Halbrehder Family Agency or Farmer Brown insurance for free quotes.

I know that Nationwide Insurance has offices for coverage in every state. You could also check with Progressive insurance, they offer policies for everything.

If you want to drive legally you must have a valid drivers license. If you are asking about car insurance you must check with your state and ask what the state minimum for auto insurance is.

Auto Insurance quote is used to know the rates and coverage of vehicle insurance from insurance companies after providing required details. Today many auto insurance companies provides online insurance quote form in their website though which any one who needs auto insurance can get quote, almost free of cost.

When you are searching for which auto insurance company it is good to know what companies are reputable. A review of different insurance companies will help you decide which one is right for you.

uhm you should know it ? its your insurance company ?

Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.

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I would like to know what companies sell non-owner auto insurance in va?

As long as you let the insurance company know that you are married and the reason she will never drive the vehicle.

Insurance brokers who deal with auto insurance are likely to know which car insurance companies offer the lowest rate in your state. You'll find one near you by looking in a local phone book. And, by the way, don't be misled by ads promising the "cheapest auto insurance." Compare the rates of several companies to be sure you're getting the lowest possible rate.

I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.

It is an auto insurance specialist's duty to know the local law requirements for minimum automobile insurance and to help choose what plan best fits individual needs. These are often called car insurance agents as well.

There are no Loop holes for failing to maintain your financial responsibility? No excuses are accepted for not having your insurance. It is the responsibility of the driver to know that his auto insurance policy is active at all times and meets the state requirements. In order to get your license reinstated you will need to buy and maintain your auto insurance, follow the instruction of the DMV, pay all fines and filing fees before the state will consider reinstating your drivers license.

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