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No, because insurance companies have no way of knowing this, unless they are going to your mechanic and getting the information but that would take to long for all of the people they cover.

Accidents and tickets can affect your deductible and monthly insurance payments.

AnswerThe amount of miles/kilometers driven per year affects the rates of your premiums.

(Please see the related link for more info about factors affecting your premiums)

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Q: How does your mileage determine the cost of your insurance?
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