Auto Insurance

How exactly do car insurance companies use accident reports?

656667

Top Answer
User Avatar
Wiki User
2018-01-28 09:06:42
2018-01-28 09:06:42

They use them as another version of the event. If they investigate the claim properly they will talk to the driver of each vehicle and any witnesses. Then they will look at what the police officer put in their report and take into consideration any violations that were issued by the police. Lastly the insurance company decides whether to accept liability or not for the damage.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

There are many companies out there that will review accident reports and insurance claims for Vehicle Identification Numbers (VIN's). You need to make sure to choose a reputable company that looks through all available records to obtain information on used cars. For example, accident reports, insurance reports, and other car databases are all helpful.

User Avatar

Insurance companies determine fault by looking at police reports, taking statements from the parties involved and witnesses, and looking at the vehicles.

User Avatar

Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.

User Avatar

Yes.. but make sure you have good documentation with dates on the accident reports.

User Avatar

Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.

User Avatar

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.

User Avatar

Don't understand the part of the question about the "police repo," however, contact the at-fault party's insurance company ASAP - and if you have insurance coverage, contact YOUR insurance company as well. Both companies will want to begin investigations, take pictures of the vehicles, get copies of police reports and medical reports (if any injury), etc, etc.

User Avatar

I dont know much about Aon insurance from news reports they are a reliable insurance company. They do offer discount to other insurance companies,bankers and brokers.

User Avatar

There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.

User Avatar

Depending on what country you live in there are a large number of well known health insurance companies. In Canada RBC Insurance, State Farm, Sun Life Financial, and BMO Insurance are popular. Also the Consumer Reports website has unbiased reviews and ratings of the best known health insurance companies.

User Avatar

Insurance companies need to be properly vetted by the consumer and the best place to find info on the top rated ones, for starters, in definitely Consumer Reports.

User Avatar

Most insurance claims do not require police reports. Some states require it for hit and run claims.

User Avatar

Credit Insurance companies in Arizona that offer discounts on interest rates are Zurich. One can also compare the mortgage rates with Zillow and Consumer Reports.

User Avatar

where can i obtain an accident report from CHP?

User Avatar

Accident reports are public records. The investigating agency can supply copies of the accident. Usually there is a small administrative fee. Be prepared with the date and location of the accident.

User Avatar

The three companies that provide your free credit reports are Experian, Equifax, and Transunion. Usually you can find these companies and their reports on annualcreditreport.com

User Avatar

Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.

User Avatar

One of the best places to find reports regarding safety in commercial flying is online. A trip to your local airport would also benefit you in this quest.

User Avatar

You can view club insurance annual reports from the insurance company official websites. AXA Insurance Company for example posts annual reports under the Investor Relations portion of its website.

User Avatar

Yes, That's what an insurance adjusters job is, The adjusters usually assigned by both insurance companies involved, asses the situation, review all pertinent facts and then jointly make a determination of fault and/or degree of fault and ensuing liability. Police reports do not automatically determine fault. Police reports are typically made by an officer after the accident has occurred, rarely is the responding officer an actual witness to the accident. So although a police report is very helpful to the adjusters it is not the sole determining factor. If the insured parties disagree with the insurance companies decision they can always hire legal council and take the matter to court for a judicial or jury determination.

User Avatar

One can find ratings for companies selling life insurance on consumer websites, including Consumer Reports, Smart Money and Insured Online. One can also find life insurance company ratings through RSS feed subscriptions.

User Avatar

There are many companies and websites that offer consumer reports on various laptops. Some of these companies that offer consumer reports are Consumer Reports and Notebook Review.

User Avatar

Most of them but not all of the insurance company's do vechicle history reports. ;D

User Avatar

There are many companies that offer car history reports. Examples of companies that offer car history reports includes Bank Rate, Vehicle History, and Car Fax.

User Avatar

All companies listed on the stock exchange are required to release annual financial reports to the public. All major companies such as Microsoft, Sony and Apple release financial reports.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.