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Q: How is a boat with multiple owners insured?
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Is there a difference between who owns a boat and who it is insured to?

Yes. Most companies will not insure an individual with a boat or any property if there is not a financial interest between the property & the insured. More specifically, it has to be titled and/or registered to the listed insured on the policy.


Is boating insurance required in California?

The state of California does not require you to have a boat insurance but it is important to get the boat insured for your own sake and safety in future.


Is boat insurance mandatory in the state of Kentucky?

No state requires boat owners to have insurance on a pleasure boat. If you have a loan using the boat as collateral, the bank will usually require insurance coverage on the boat. They will also require to be listed as a loss payee which protects their interest in the event of loss to the boat. Some marinas will require the boat owner to carry liability insurance and the marina may also require they be named as an additional insured.


Can you be on your wifes home owners insurance even though you are not on the deed or loan?

Yes, The insured can add a spouse to the policy as a co-insured. You don't have to be on the deed.


Do you have to have insurance on a car before you can change owners?

A vehicle can be titled without insurance, but must be insured before getting a tag or registration. Exception: If a car still has a lien from a financing company, the car may have to be insured to change owners.


What happens if you choose not to carry home owners insurance?

Your Home will be considered Un-Insured


Does State Farm Auto Insurance give premium discounts for having multiple cars insured with them?

State Farm does provide premium discounts for having multiple cars insured with them. As long as both cars are owned in the same household and both insured with State Farms, great discounts can be obtained.


Does Allstate carry boat insurance?

Yes, they carry boat insurance as well as jet, ski or any other water craft you wish to have insured.


Did boat owners profit from the transatlantic slave trade?

yes


what reason is given for boat owners not taking basic precautions of safety?

captains dont think the boat will sink


What happens if you have named non owners insurance and you drive a car that is not insured and someone hits you?

you can get fined if the police finds out


Will an uninsured Texas licensed driver be ticketed when driving an insured car in an accident?

Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.