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No state requires boat owners to have insurance on a pleasure boat. If you have a loan using the boat as collateral, the bank will usually require insurance coverage on the boat. They will also require to be listed as a loss payee which protects their interest in the event of loss to the boat. Some marinas will require the boat owner to carry liability insurance and the marina may also require they be named as an additional insured.

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โˆ™ 2013-02-15 03:14:24
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Q: Is boat insurance mandatory in the state of Kentucky?
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Related questions

Is it mandatory to have boat insurance boat in the state of New York?

In many states it is mandatory to have boat insurance. However, it is not required in the state of New York.


Is boat insurance mandatory in the state of Colorado?

no


Is boat insurance mandatory in the state of California?

Boat insurance is not mandatory in California. However, your are still responsible for bodily injury and property damage caused by your actions.


Is boat insurance mandatory in Alabama?

No, boat insurance is not mandatory in Alabama.


Is boat insurance mandatory in Pennsylvania?

No, boat insurance is not mandatory in Pennsylvania.


Is it mandatory to have boat insurance in Missouri?

Yes its mandatory to have boat insurance and have a boating license.


Is boat insurance mandatory in Missouri?

In Missouri, boat insurance is only mandatory if you have a loan on your vessel.


Is insurance for private boats mandatory in Florida?

if you a financing a boat and it is used as collatoral you must have insurance. if there are no leins against the boat, insurance is not mandatory.


Is boat insurance mandatory in Texas?

No, boat insurance is not required in Texas.


Is boat insurance mandatory in Michigan?

Insurance becomes mandatory in Michigan if the boat is equipped with a 50 horsepower and above engine.


Is boat insurance mandatory in Ohio?

no its not


Is boat insurance mandatory in Nevada?

Because insurance laws and costs vary state to state, you should call your agent. Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote


Is boat insurance mandatory in Arizona?

No it is not, but it is always a good idea


Is boat insurance mandatory in Ontario?

No. Source: I am an insurance broker and work in the marine department at my brokerage.


Is boat insurance mandatory in the state of New Jersey?

Call your local agent and ask Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote from United Marine Underwriters. They are one of the largest companies providing boat, and personal watercraft insurance.


Is boat insurance mandatory in Georgia?

Georgia does not require boat insurance Its not required by law, in most states. You'll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote


Is boat insurance required in Ohio?

No liability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.


Is boat insurance mandatory in Arkansas?

Yes. You mustang show proof of liability insurance for all boats with motors over 50 horsepower in order to obtain your arkansas boat registration.


Is boat insurance mandatory in Tennessee?

As of June 30, 2009 the answer is no, and there is no credible effort underway to make insurance for boating mandatory. Registration and compliance with all other Tennessee Wildlife Resource Agency regulations are required.


Is boat insurance mandatory in Montana?

No. It's not like everyone owns a boat there. Not many people own boats unless they have like a yacht or something.


Is boat insurance required in california?

The state of California does not require you to have a boat insurance but it is important to get the boat insured for your own sake and safety in future.


What insurance companies offer boat insurance?

There are many insurance companies that offer boat insurance. These include: gieco, progressive, allstate, globalmarine, state farm, nationwide.


Where can you get a cheap boat insurance quote?

One can get a cheap boat insurance quote by calling progressive, farmers, or state farm insurance. One can also visit any of their websites to receive a free boat insurance quote.


Will state farm auto insurance cover a boat rental?

Auto insurance will not cover a boat under any circumstances.


What insurance companies deal with boat policies?

Two of the companies that deal with boat policies are Allstate and Progressive. State Farm also carries boat insurance.

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