How is the primary policy for health insurance determined when a child is covered under both divorced parents' policies?

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I would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the other one doesn't pay. Kind of like a supplemental insurance. Answer Absolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
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Will the parents' liability insurance cover a minor child who has not been added to the policy.?

\n. \n Answer \n. \nLiability insurance usually follows the vehicle not the driver. (unless the driver was specificly excluded in this case it cant happen because he's your son). As long as the car was insured and he was given premission to drive it, the insurance will be valid in court\n. \ ( Full Answer )

Can my policy cover my parents car?

The vehicle owner should have a policy on the vehicle. If you are an occasional permissive driver of their vehicle there would likely be coverage.

If teenager isn't on insurance are they covered by parents policy?

NO, All drivers are required to carry insurance and be scheduled on an auto insurance policy. if he's not on the policy then he is not a covered driver.. Although your company may be required to pay for an accident in which your uninsured teenager is involved. they would not be paying because he wa ( Full Answer )

Whose medical insurance covers your child if both parents are insured?

In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the ( Full Answer )

Is my adult child living at home covered under my auto insurance policy?

Depends on your insurance provider. You'll have to contact your agent or the company through customer service to find out what your insurance policy covers. It'll also be on your policy if you have it. Some insurance policies automatically cover infrequent drivers, others only cover primary insured. ( Full Answer )

Can you have two health insurance policies?

Yes, A person can take multiple health insurance plans form samecompany or from different company. In fact it is a good idea totake two health plans from different companies and diversify.

Can you get an insurance policy if you are in poor health?

Since you put this under "life insurance", I assume you are not referring to a health insurance policy. With that said, if you are in poor health, you can still get a life insurance policy in most cases. However, a small number of states have more strict regulations on the types of policies known a ( Full Answer )

Can you insure a parent under a company medical insurance policy?

Perhaps, if the parent is a bona fide dependent of yours. Do you claim the parent as such on your taxes?. Best to check with the insurance carrier and your particular plan's exclusions, etc.. No, Only the following family sizes are allowed. (A) One adult (B) One adult and any children (C) Two adul ( Full Answer )

Can you get auto insurance on your parents' policy?

Yes, however I have seen a few cases where you may run into trouble. For example in an odd set of circumstances where a child lived with Grandma and because she was not the legal guardian they would not allow it as a permitted driver... this is rare and we were obviously able to find her another com ( Full Answer )

How does one determine what state an auto insurance policy was written for or under?

Look at your bill. If it shows your address in the state that you currently reside in, then that will tell you what state you are insured in. You can still drive to whatever state you want and still be covered. If you move to another state then you must get a new insurance policy in that state. I ( Full Answer )

Does a person have to be employed to be cover under a company policy for health insurance?

Companies that provide health insurance to their employees often extend that coverage to the dependents of employees as well. So, one way to be covered under an employer-sponsored plan is to be a dependent (child, spouse or domestic partner) of an employee. Through a federal law known as COBRA, ( Full Answer )

Does primary insurance cover a crime policy?

The question is unclear as posed. A "crime policy" is one that is intended to cover an organization for a stated range of risks and losses. The term "primary policy" is generally used to descrive a basic, underlying layer of coverage of some type. Therefore, there can exist a "primary" layer of c ( Full Answer )

How do you determine a child's primary dental insurance when both parents have different dental insurance?

Each state has rules governing which policy is primary and which is secondary. If the parents are together, most states use the birthday rule. That means the birthday of the parent that comes earliest in the year. If the parents are separated, it will be the parent with custody unless a court order ( Full Answer )

What is covered under the Celtic health insurance policy?

"Celtic health insurance covers different things depending on where you live, so it depends on the state. The states that have Celtic health insurance are Colorado, Arizona,California,Connecticut,Florida, Georgia,Ohio,Illinois,Maryland,Missouri,New Jersey, Pennsylvania,Texas, and Virginia."

Can you be covered under two different personal umbrella insurance policies and how would they pay?

There is nothing wrong with having more than one insurance policy of any particular type, so long as you are not trying to seek double payment, which would be considered felony insurance fraud and comes with lengthy prison sentences. The policy with the broadest scope of coverage would be conside ( Full Answer )

Can your 28 year old child ull time student be covered under my family medical insurance policy?

Yes, if you live in New York, New Jersey, Pennsylvania, or South Dakota. These states allow dependents past age 26 to stay on the parents' plan if certain other requirements are met. In New York, the child can be up to age 30 but has to reside in the state. In New Jersey, it's age 30 but the child h ( Full Answer )

What does a commercial insurance policy cover?

A commercial insurance policy covers any court and/or attorney costs, loss of income and other such expenses if a lawsuit is involved. It does not cover incidences where willful neglect is involved.

Does any health insurance policy covers expenses on outpatient treatment in India?

Normally health insurance policies cover only expenses incurred asinpatient. But Star Health Gain Plan also covers out-patientbenefit which include cost for Pre-existing condition, dentalexpenses, pre and post natal care. It covers outpatient benefitsup-to specified limits on the sum assured opted a ( Full Answer )